Matters related to finances, care about many people.Even better put it, and who today do not care about issues relating to material resources?Everyone at least once in his life, but thought about where the money other people.How to become rich?Or at least secured?Such questions - one million.And they set by a large number of people.
pleasant discovery
know how many stories that tell how this or that person found the money!And we are talking not about when someone accidentally dropped in a minibus 50-100 rubles.There were situations when people are quite large sums - sometimes tens of thousands of dollars!For example, one person from the United States (Utah) bought a house, and when it stopped, then the attic found a bag with bundles of money tied up with ropes.In total there were about 50 000 $.The previous owner, who died shortly before, was in the habit of hiding dollars and save them that way.However, the new owner got in touch with his children and gave found a legitimate heirs.
Such cases are actually quite a few.But everyone knows where the money is most often and how much.Trifle - 50, 100, may be 500 rubles - in supermarkets, shops, taxis and other public places, because of the elementary human inattention or distraction.But in such a way to solve their financial difficulties almost impossible - there need luck and random.Although a couple of tips on how to find the money there.Recommendations elementary - you need to walk more often in public places frequented shopping and entertainment centers, and to be more attentive, looking closely for any details.So, perhaps, will find some bills, lost distracted by the buyer.
Can I take found?
So, where to find the money, of course, but many are interested in another question.Can they pick?Some believe that is undesirable and even dangerous - it's other people's money.Superstitious even claim that by choosing found, then you can lose a lot more.There is another opinion - you can pick up the bill, but it urgently needs to spend.Ostensibly easy money (win or found) bring bad luck, because from them as soon as possible to get rid of.Other people have a more logical opinion - if the money is on the way, they already belong to nobody.No wonder they say - it fell, it was gone.If found, if you need money - why not take it?After all, in any case, someone else will pick them.And suddenly it's the money want to come to life in such a way, why not?In general, everyone thinks differently, here is a matter of purely personal.
Become a debtor - as an option
Today, many people are living on credit.Sometimes thought about where the money all these wealthy people that drive expensive cars and live in the city center?And it turns out, all is not so simply - they owe the bank.But consumer credit is often - a real way out of a difficult situation, and not very expensive, and if all count.But how to find the money in another way, if no other way is left?Many people are afraid to take shape in the bank, but then get used and any financial issues solved by this method.Most banks offer fairly favorable conditions.For example, "Bank of Moscow" can take 3 000 000 at an interest rate of 22% per year for up to 60 months.There are also more loyal to the proposal, but they need to look for.
however puzzled by the question about where to borrow money, you should take responsibility for finding a suitable bank.You should not be conducted on enticing offers from an unknown organization, otherwise you can lose everything.Better to go to public institutions.However, it should be noted, banks quite serious about lending, pushing quite strict requirements for borrowers.A certain age, length of service, a certificate from the workplace, proof of income, collateral, guarantors, good credit history, no outstanding debts - not everyone will get more acceptance.
MFI - easy and fast way to solve the financial problems
Microfinance institutions - it is really a great method that can help for a while to forget about issues of common concern, such as "where to borrow money," or "how to quickly find high-paying job."However, then the financial issue will again become relevant.Why is that?It's simple.MFI - are organizations that make out a loan for a small time period (from week to six months in the case of SP - up to a year) and a small amount (of a thousand, or even less, and up to 100 000, although it all dependsfrom the MFIs).And everything seemed to be good - you need only a passport, credit history does not play any role, statement of earnings are not needed in the mortgage need not, and in such a company may apply to at least 18-year-old high school student, though a very old man.
specifics of microfinance institutions
However, there is one but.It is - quite high interest rates.From 0.5% to 2% per day.These rates are due to the risks faced by MFIs themselves, because they give money to people about which they know nothing.Just above it was a question of the banks - and you can see how their approach differs from that held by MFIs.But in general, these companies are in demand, and their number with each passing month it becomes more and more.Due to the high competitiveness of many MFIs are beginning to cut rates and make more attractive offers to their clients.And, basically, if you need the money to pay, you can use their services - if we take, for example 10 000 rubles for a period of two weeks at 1% a day, on its completion will have to pay only 1,400 rubles more.Sometimes, when these ten thousand can greatly help out, the difference is not so significant.
It is worth thinking about the future
Of course, when one thinks how to find quick money and where it is not up to discussion.However, for service is something we should take.It is necessary to develop the habit of accumulating money.Our life is unpredictable, and the money may be needed at any time, and how much - is unknown.This may be a little thing like a thousand rubles, and maybe quite a large sum.Because should find yourself a separate envelope or a bank account, and with every paycheck, or from another source of income to set aside, say, 20 percent.It is not very much.Just before it will need to plan out the rest 80.
How to learn to save
At first it seems that it is hard - it is necessary in some way to limit themselves, to cut certain expenses.But then, it enters into the habit may get delayed even more than 20%.If a person earns in a month 25 000 rubles, of them five thousand will go away "in an envelope."Just think, in a year it will be 60,000 of accumulated funds!Not a bad increase.And the other items of expenditure can be calculated: one day a week to do a discharge - drink water and eat porridge without wasting gasoline, not purchased in markets and in the markets, drinking coffee at home, rather than buying it in a cafe next to the work.500-gram pack of good and quality of ground coffee costs about 300 rubles, and it is more than enough for a month and a half, or even two.One espresso costs about 50 rubles.In the month - 24 working days, and if every day to buy it, you get 1200 rubles, which is 2.5 packs that can stretch for a very long time!And this is only a single example of economics.So, think about your expenses, will teach yourself to spend at least half, and the rest - to postpone.
Try your luck
Some attended to the question of where the money or that people can forget about the fact that sometimes the others at risk.And often this risk is justified.Someone tortured to think about where to find a lot of money to buy the latest means of lottery tickets and wins by sheer luck.The other picks up the remaining one hundred rubles, and puts it on his own risk, the weakest football team.We are talking about rates.By the way, sometimes it turns to win very large sums.For example, if you put 500 rubles with a coefficient of 15, gain is 7500 p.But it needs a strategy, it is necessary to know how to play a certain team or just be lucky.But if there are no options, and urgently needs to find the money, where else to try his luck as not betting or lotteries?
Jobs
If all of the above methods are not appropriate, it remains the last way - to find a part time urgent.In fact, the work is, even a lot of it, but for work do not always pay as much as workers deserve.However, when there is no escape, people disagree on almost everything.There are various ads and job, like waiters in night shift or a banquet, merchants temporary portable trade, security guards, porters and laborers.Some people, feeling themselves on the financial crisis, are arranged in two works - and the night shift and day.Of course, so long it is unlikely to succeed to survive, but as a temporary solution to the problem is quite suitable.
Other methods of earning
There are several methods, but they are also not suitable for everyone.For example, earnings on the Internet.This could be, for example, copywriting (writing) or rewriting (compilation of unique texts on the basis of already existing).But you need to know how to deal with the word - without this quality information products to create not get.Some start to create sites.However, the resource began to be profitable, needs a unique idea embodied in its pages.In addition, it will be necessary to advance in the search engines, register in catalogs and advertise in social networks.Other master "Forex" - this will require economic mindset and ability to predict.Some buy stocks - there is also a certain risk.And, unfortunately, for all that you need at least a while.However, everything is possible.The main thing - to have the desire, commitment, stimulus, and sometimes you may need and not the ability to sleep at night.
home loss
question of how to find lost money at home is also important.All people know the situation: you are desperately trying to find keys that only five minutes ago lying on a pedestal in the hall, the TV remote or fines for travel.And it happens that disappear bigger things.Not all keep their savings in banks, some use the old-fashioned way - stack them in an envelope or in a separate wallet.What if the money is gone?First of all it is necessary to collect all households and to clarify - what if someone took them?If not, all together will soon find them.It is best to take a sheet of paper with a pen and make a list of the places where, most likely, could be money.We should definitely remember the time in which they disappeared.And, of course, to check all books, papers, folders, shelves, magazines, boxes, closets and clothes.Sometimes the person himself forgets where he put the money.In general, it is best to periodically check on the spot whether they are.Cases - for half a minute, but so will the savings and maintain, and your own peace of mind.
