state the first in January 2007 started the implementation of an ambitious program, which was supported by law.Its essence is that families with two or more children the opportunity to receive a special allowance (maternity capital).Birthday child, who are appointed by the funds must be no earlier than the date on which the law entered into force.To be aware of state aid to families with children?What documents are required for registration of maternity capital?How to use the proceeds?These and many other questions are still interested in people who have young children or they are going to give birth.
What you need to know about the family capital
We must immediately note that the funds are issued only once.This occurs after the birth of the baby, which will be assigned to the capital.
Every year the state spends indexing means.For example, in 2007 the amount of capital was calculated 250 000 rubles, and in 2014 it will amount to 429,408 rubles.
Changes payout, but the certificate can not be replaced, it remains the same.If for some reason the documents were not timely furnished, the citizens have the right to apply to the appropriate authorities at any time.It is necessary to clarify which documents are required for registration of maternity capital.A limitation of terms to obtain a certificate by the state is not established.
After three years since the birth of the child there comes a time when you can spend money.If the family is necessary to repay the loan or other loan for the purchase of an apartment or building a house, it is possible to dispose of family capital, without waiting for this age child.
disbursed funds should not be taxed.
Capital is designed not individual child and family, so the money can be spent to meet the general needs.
certificate is valid only in the presence of a passport or any document which it replaces.He is no longer valid after the owner of deprivation of parental rights, as well as in the case of crimes against the child him or his death.
If the certificate is lost, it is envisaged the issuance of its duplicate.Certification to get cash payments in the territorial management of the FIU, which is located at the place of actual residence or the citizen.Find out which documents are required for registration of maternity capital, a person can take them to the FIU by proxy or by mail.
Who can get the funds
woman who gave birth to become a guardian or a second child (after 1 January 2007) may become party to this program.At the same time it must necessarily have Russian citizenship.
for a certificate and have the right to a man, if he is a single parent children.Date of court decision on adoption (if the adoptive children) must not be earlier than the date after which the program came into force.Citizenship of the Russian Federation - mandatory fields in the contract.
But there is an exception.For the condition of the father's citizenship is not decisive in determining the right to receive the certificate.Pope receives it only if the mother is deprived of such an opportunity.This can happen when the court decision on which its parental rights have been revoked, its commit crimes against children, and if the mother is dead.
Minors (in equal parts) are also eligible for funds under the program.This happens only in the case of loss of a parent or guardian.
How to get a certificate
information on what documents are required for registration of the parent capital, in its entirety can be obtained from regional offices of the Pension Fund of our country.First of all, you must submit an application that indicates the intention to arrange his extradition.It must be considered within thirty calendar days from the date of its submission.After this notification is sent informing about the results of the application.The decision may be positive or negative.
Together with the application for a certificate must be submitted and other documents for registration of maternity capital.This is a package of papers, identity, indicating the permanent residence and Russian citizenship to women or men who claim to receive funds.Sometimes, instead of a passport allowed to submit another certificate confirming the identity of the applicant.It would take the originals of certificates for children - confirm the birth or adoption, but only the second and subsequent children.In addition to all the above, it is necessary to confirm their Russian citizenship.
In special cases, the preparation of documents for maternity capital will require a death certificate for a citizen who gave birth to a child, proof of deprivation of her rights to the baby or criminal acts against children.In the case of the death of a parent or guardian also submitted necessary information.
In some regions of Russia the documents for registration of maternity capital (2012) took in duplicate.All this is due to the fact that in February of this year in some areas of the country have earned the program "Regional maternal capital".Their tools are optional.The programs listed the amount, terms of payment, provided recommendations on the use of the money.
Improving living conditions
All maternity capital or a part thereof may be directed to the improvement of living conditions, that is allowed to purchase an apartment or an individual object construction.Reconstruction of the house, too, can be done at the expense of the money provided.You can use this equity to pay down payment, repayment of principal or interest on the loan, the loan for the purchase of housing.Also provides for payment of a joint construction or entry fee to the cooperative.It is important that the housing can be purchased only on the territory of the Russian Federation.
education at the stipulated money
on funds received under this program, you can also get an education to any child of the family who is under the age of 25 years.Training should be carried out within the territory of the Russian Federation in an educational institution that has state accreditation.
Formation of the retirement pension (funded portion) and the mother's capital
turns out that the introduction of such programs helps to increase the benefits that people receive from the onset of a certain age.All funds or any of their direct share allowed the formation of employment (part funded) pension.All this is done by feeding completed application form to the RPF or any other pension fund.
