When you delay payments on loans, start conflicts with creditors and constant stress.Therefore it is better to do everything on time.But what if there was a disaster?
not rush to swear.It is always best to try to negotiate peacefully.Give the lender a financial plan, which specify the actual timing of payments.The hard truth is better than living in illusions.
When you can not do it peacefully negotiate with the bank to extend the contract of the loan, and pay it then there is no way, it's time to prepare for any price to protect their property.Especially bought in the mortgage housing.
Here are some clever tricks that will help you in deciding "how to get rid of credit", as well as stretch the litigation with the banks, and completely deny them the ability to select your property.
Option 1
It will help not only in the issue of "how to get rid of credit" as to gain time until the moment when there will be money.
So, if the creditor filed against you, try to delay the process as long as possible.Do not come to the hearings, and they will be postponed from month to month.You can slow down the process and through a variety of applications and petitions.For example, the disqualification of a judge, a peer review of the case, and others. It is possible to appeal against the rulings of the court.
But the disadvantage of this method is that the day of reckoning will come anyway.And pretty soon you will have to either pay off the lender, or lose their property.
Option 2
How to quickly get rid of credit?Beneficial to make repairs.If skillfully change housing beyond recognition, it will not meet the characteristics specified in the contract concluded with the bank.This will be an excellent base to recognize the document null and void.Through this method, you can delay the recovery of the collateral for all.
Some even manage to change the address of the mortgaged property.In such a case the bank loses all right to him.
Option 3
more to get rid of credit?Is a contract that you have with the bank invalid.This is a fairly common method.Moreover, it would delay payment for three or four months.So even if successful, you will be able to manage to get yourself a good discount, and also get the right to pay the bank only the principal amount without interest repayment.
To initiate such a dispute in court, we need a strong case.For example, to prove that the person who signed the contract with the bank had no right to do it or violated operating procedures (there was no agreement for a loan of one of the spouses or guardianship agencies, and so on. D.).You can try to challenge the validity of the signature on the contract.
If you are still tormented by the question of how to get rid of loans, think about why you got into them and can not pay?Maybe you live beyond your means?Are you spending more than you earn.It's all very simple.A couple of months of pleasure and luxury, and then leaves the ground under our feet, ashamed to look into the eyes of friends hanging overdue loans.So get yourself together and rethink my life.Stop spending, start earning and sober plan your budget.
