most popular among banks issued consumer loans on favorable terms, has "Selkhozbank."Among the positive aspects can be identified that the "Selkhozbank" offers credit at a reduced interest and the absence of any commission for the issuance of cash.Upon confirmation of the target lending "Selkhozbank" to cut interest rates, but this is not all of the privileges to which the bank is able to.
main lending program
Prospective customers can choose loans "Selkhozbank" individuals with surety and without collateral.To select the most suitable program must examine them individually.The main advantages of unsecured consumer lending include:
- no surcharge applies;
- differentiated payments due on the loan obtained by the minimum amount of the overpayment;
- loan can be repaid at any time;
- confirmation of the borrower's income is carried out in the form of the bank;
- lending targets may be any.
After treatment in "Selkhozbank" credit is granted on certain conditions:
- borrower's age - 21 years or older;
- loan term - three years;
- scrip maximum loan does not exceed 750,000 rubles, and set based on personal financial capability of each client on an individual basis;
- 22% per annum.
With regard to the loan guarantor, the benefits remain the same, just added the ability to attract a co-borrower.No less important to analyze the target lending proof of which can reduce the interest rate by one percent.
Goals lending
"Selkhozbank" loan is granted for the following purposes, followed by a decrease in percent:
- car purchase:
- implementation of repairs;
- treatment;
- purchase expensive and essential drugs.
How to deal with how much you overpay?Calculate loan in "Selkhozbank" can be in the bank or on the official website with the help of a loan calculator.Simply complete the required fields to the system to repay overpayments, monthly payments, and so on.This service helps future borrowers will determine the type of the loan amount and term.Pre neproinformirovannye borrowers much lost when they are offered various forms of credit, and because of this can happen problems timely payments.
Conditions for surety
"Selkhozbank" credit issues with the presence of a guarantor in the loan amount up to 300 000 rubles.If you need a large amount, then the number increased to two guarantors.As a pledge can be a movable and immovable property.To obtain a loan need a passport, completed application - form, an income statement for the last six months.The individual bank can always request additional documents.This just need to be ready.Filling out the form, you must specify only true information, which then will check the security officers that directly affect the decision by the bank.
