Cardholders with a payment system, "Visa Electron" issued by Sberbank, become holders of the possibility to pay for purchases of goods non-cash in many countries.
addition, "Visa Electron" Sberbank and other cards are parties to the shares that are held by the bank and its partners, and also can be used to receive special offers and additional discounts.
How to get the card Visa Electron?
In order to issue a card "Visa Electron" Sberbank should contact the staff to present a passport and write a statement.For registration does not require additional documents that prove income and permanent jobs.
map "Visa Electron" debit can be provided by Sberbank as the main, additional or salary.The main card provided to an individual who is a citizen of the Russian Federation not younger than 14 years old and registered in the service area of the bank.Additionally, maps are available and non-residents, or those who do not have residence permits.In this case, you want to appeal to the head of the office in person.
Additional card Sberbank issued both residents and non-residents are not younger than 14 years, but only if the bank will appeal directly to the owner of the main card.In addition, owning such a card can and who has reached the age of ten, which is a close relative of the owner of the main card.
As for payroll cards, they are provided only if the bank and the employer enter into an agreement.You can not receive a salary in rubles, but also other currencies.
annual fee for this card is 300 rubles.Additional cards are 150.
When you open the card does not necessarily make the first payment, but it should be remembered that in the preparation of her will have a negative balance, as may charge annual maintenance.
What are the advantages of Sberbank card "Visa Electron"?
First of all, the advantages of using such a card is that it offers free support.For example, a re-release or early next.In addition, the suspension of the card is also free.Overdraft on the card is not available, so when it occurs forty per cent per annum is charged regardless of the currency.
small drawback is that for the provision of statements and request on the card account, even with the implementation of the transaction through an ATM, a small charge.To find out what is the value of the spending limit on the card, should also pay a certain amount.
Opportunities card Visa Electron
map "Visa Electron" (Sberbank) is considered perhaps the most popular of all the cards with the initial level.It has a basic set of features, except for a few of them, but consider them all the same need.For example, when using the card abroad there are some difficulties, as any ongoing operation, be sure to negotiate with the bank online.If the terminal does not have such a connection, then perform the operation will fail.
During the registration of new cards consultants will help to choose the optimal variant of the card, which will take into account all the individual conditions of use.For example, travelers are invited to design the card Visa Classic «Aeroflot», in which it is possible to get discounts when purchasing tickets.
Often Visa Electron card is used as salary.They are designed primarily for transactions within the country and beyond.According to the existing list of features bank cards, they allow you to pay for goods and services within the country and abroad.Besides, you can make payments for goods and services via the Internet, withdraw cash at the ATM.Transfer funds and pay for services through the "Mobile Banking" and "Savings line".Make payments and transfers via ATMs and terminals of the Savings Bank, as well as to contribute to the expense of cash and non-cash.
Can I use the card abroad?
But despite all this, the card "Visa Electron" (Savings Bank) provides for its use in foreign service, but since not every site will accept payment with the card.For this reason, please specify the possibilities that card to pay for purchases abroad.
Even by the employees of the Savings Bank recommended when using the card Visa Electron and Maestro to pay attention to what kind of payment accepted for on websites or in stores themselves, as well as get acquainted with the terms of payment.
For users of the payment system Pay Pal or European payment system Moneybookers skrill, who want to tie the card to your account, it is best to first make sure that there is indeed such a possibility, because information is changing very quickly, and get the exact answer can only be the bank.To do this, please contact the hotline Customer.
What additional features does the Visa Electron?
"Visa Electron" Savings Bank in the preparation can be connected to additional services that greatly enhance its capabilities.The most easy to use and really need is a service of the Savings Bank under the name "Mobile Banking".It can be provided free or charge.It allows you to control the state of the card account, pay services via mobile phone, immediately block the card during its theft or loss.
those customers who usually buy something over the internet, also suitable check on the personal page of Sberbank.This service is called "Savings line".To activate it, you need to contact the bank branch with a card, and a consultant will help you get a username and password.This is not all services of "Savings Bank", which can be connected to the card.
how to conduct operations in a secure way?
Relatively recently introduced a new security technology cards called Verified by Visa.With her several times increases the security of card transactions over the Internet.
Immediately it should be said that the "Visa Electron" Sberbank does not have data embossed on its surface.Therefore, the name and surname of the owner considered the payment details.These cards can not in any case be sent to third parties.
In order to fully ensure the safety of an operation, you must use a separate card only for purchases through the Internet.Score this card replenishes only the amount of the purchase and then "reset".Very easy to use virtual cards intended only for purchases through the Internet.
