Bank "Eurocommerce" opinions about which customers leave both positive and negative, is, in fact, a public company and a diversified financial institution.The facility offers a wide range of banking services not only for individuals but also for corporate clients.The history of the bank began April 20, 1992 and since then has properly fulfilled its obligations.
Landmarks in
product line, which offers the bank "Eurocommerce", reviews of which in this context have a purely positive tone - this versatile offer, adapted to a wide range of consumers.The policy places different balanced and stable in terms of attracting deposits from individuals.Customers are able to choose the places most convenient form of cooperation among the large number of programs.Many customers expressed positive about the specialized products for narrow categories of people.This versatile program for civil servants and employees for the budget segment, for seniors and for law enforcement organizations, tailored to their yield and specificity of work.
Investors Partnership with the bank
Bank "Erokommerts", reviews of which are advisory in nature, offers one of the highest interest rates on deposits in the domestic financial market.According to many customers, only in the framework of the financial institution the amount of charges can be up to 16.37% for ruble deposits and 4.5% for dollar.In accordance with the terms of the program duration of the partnership, in this case would be 370 days.Deposit program known among the masses as "Monaco", for her peculiar automatic prolongation and a chance to recharge.The average rate of the bank, depending on the partnership program and the duration of cooperation can vary from 10.2% to 16.37% for accounts in rubles, and from 1% to 4.5% for accounts in euros and dollars.Investors are willing to accept offers of financial institutions and leave them very positive feedback.
What about benefits?
Bank "Eurocommerce" reviews which confirm what is said below, throughout its history of always properly fulfilled its obligations.Financial institutions suffered hard times: crisis of 1998 and 2014.Investors do not leave massive response that the financial institution does not pay, and ignores the reference.Despite the minor inconveniences, read about some customers, such as delay of a few days in the payment of the deposit and interest thereon or wrongly accrued interest, are dwarfed by the problems faced by clients of bankrupt banks, which altogether can not get your money back.Bank "Eurocommerce", reviews of which are pushing to the partnership is the trust in connection with a long history.
Job Bank during the December rush 2014
As the reviews, the bank "Eurocommerce" deposits and interest has always tried to pay the fine.Worthy of clients he took during the December chaos with a sharp fall of the ruble.People say that the scheme of service in this difficult time was adequate and focused on the interests of each person.Maintenance of all stakeholders, and they were many, conducted not only tellers.Clients took managers and credit managers.People emphasized the fact that within the office working bathroom for customers, leaving a positive impression on cooperation.In the responses said that for the convenience of investors since January 2015 in the Moscow branch of the bank teller working a separate window, which deal exclusively with issues related to the contributions.
What do the ratings of the bank and if they have an impact on the activities of financial institutions
In February 2012 the "National Rating Agency" established for the financial institution's rating.Bank "Eurocommerce" was the category of "BBB" and the second level of creditworthiness.February 5, 2015 the NRA has confirmed its tentative decision, and the category of "BBB".The only "but" - a negative outlook for the future development of the bank.The relatively high rating on the national scale due to the high proportion of the assets of instant liquidity, included in the net assets of the bank.You can talk about a good level of capital adequacy, which opens great prospects and opportunities for increasing the volume of active operations in the medium term.High score to a greater extent due to the contributions of individuals, 96% of which fall under the guarantee of deposit insurance fund.Pressure on the rating and, in particular, the basis for the negative growth was forecast losses for the second half of 2014.It was a two-fold increase in arrears and low ratios and ensure the growth of the loan portfolio.Despite the spread of this information a special agency, the bank's activities has not changed."Eevrokommerts" - a bank, the security rating which has been challenged, continues to fulfill its obligations.
Small discontent
Like any other financial institution about the institution can meet not only positive but also negative feedback.Bank "Eurocommerce" (Vladikavkaz), for example, often rated as nizkoprofessionalny financial institution.There are references to the non-compliance behavior of tellers.Some people talk about the rudeness of staff.On the other hand, it is quite common and rebuttals in which bank customers think that negative statements are without any objective basis."Eurocommerce" - a bank, the security rating is high enough on the background of the actual situation in the financial world, is characterized by a reliable institution, which gladly build partnerships, many citizens of the state.To say which of the descriptions of the partnership is the truth, very difficult.
inside look
«Eurocommerce" - bank branches which addresses (cities) are available on the main site of the institution, described by the staff as a good financial institution.Employees of institutions are constantly emphasize the remarkable team and at a decent wage.The administration refers to subordinates with respect.Bank "Eurocommerce" (Vladikavkaz) on any of the levels of government has never practiced rudeness, insults and rudeness.A healthy atmosphere within the financial structure imposes a significant positive imprint on the level of service each customer.
What people say about lending?
Another advantage, which is offered by the bank "Eurocommerce" (Moscow), the address of which will be presented below - a favorable credit conditions.Clients talk about the possibility of obtaining cash in the amount of 10 thousand rubles to 550 thousand rubles.Pleasantly pleased many possible prior repayment of the loan without any additional fees in any amount and at any time, which opens up opportunities for savings by reducing overpayments.Bank "Eurocommerce" offers on deposits, taking into account the interests of the inhabitants of the state, which gives it a certain competitive advantage.As practice has shown, and numerous reviews, the financial institution does not cheat their customers by charging hidden fees and withdrawal contingency payments.On the serious attitude towards its obligations does not affect even a negative outlook and low rating agencies.Bank "Eurocommerce", despite the smaller collapses in the work continues to lead his professional career serving many clients at a high level.
For reference: in Moscow branch of the bank can be found at the following addresses: Kotlakovsky 1 st per., 1, p. 99;st.Obraztsova, 4;st.Sharikopodshipnikovskaya, 13, p. 3.
