Every car owner who wants to enter into a contract Hull, must first become familiar with the basic concepts of this type of insurance: term insurance, cost reimbursement and other.Terms CASCO contain all information necessary for a profitable and competent to sign the agreement.
cost insurance
Insurance is usually calculated based on the market value of the car.In the calculation, you can use any type of currency, but in the case of an insured event the insurance company all payments will be made in rubles.
Dates insurance
Terms CASCO possible to conclude an insurance contract as a long term (1 year) or for a shorter period (six months or three months), but it should be noted that short-term insurance is calculated at a higher rate.
Reimbursement
In the event of damage compensation can be made as a bank transfer and a car repair.If you choose the repair work as a recovery, you need to know that they can be made taking into account any deterioration or without (the rate of new parts and spare parts).
Storage requirements
vehicle CASCO insurance rules stipulate that a car owner can leave the vehicle in any convenient place, but, depending on the package you purchased, the insurance company can submit their claims for the storage of the vehicle.Some companies put a mandatory condition for the maintenance of the car in a guarded parking lot.
Measures against theft
Almost all insurers have a requirement to install a car alarm.CASCO Regulations do not provide for this condition as required, but in the case of car theft would be difficult to get insurance if the car did not have anti-theft system.
insurance and credit
buying a car on credit, keep in mind that you will need to insure it at Hull, a requirement for all banks.Company-insurer you have the right to choose for yourself at its discretion.
Before you enter into a contract with the insurers, each motorist should carefully study the rules vehicle insurance.The document describes in detail all the basic concepts, terms, definitions, explains all the stages of the insurance and compensation.
Terms of cargo insurance
Those drivers who are engaged in transportation of goods, should be aware of the basic requirements for transportation.The load at the time of delivery to the destination is very vulnerable and insecure.The risks associated with poor road or the possibility of theft, requires each carrier and the owner of the goods to know the rules of cargo insurance.
According to the laws existing in the market, about the safety of the cargo owner must take care, as the carrier, with no property rights on the goods, may not be the initiator of insurance.
most often troubles related to the carriage, may be in the form of cargo theft or spoilage until the complete destruction of property.The amount of insurance depends on what type of transport the goods to be transported.Despite the fact that the most expensive in the trucking insurance cost, they enjoy the highest demand in the country.
addition to the mode of transport affects the value of the type of goods: machines and metal, designed for any production cost less likely.The most "expensive" types of cargo - household appliances and automobiles, such property often attracts the attention of thieves.
the carriage driver should be very careful and neat, if the cargo is damaged or lost, the insurance company will conduct a thorough and detailed investigation, find out the real causes of the incident.
should be remembered that knowledge of the basic rules of the owner of the cargo insurance to avoid significant financial losses.
