processing and issuing loan is one of the main directions of development of the banking structure.Credit cards allow you to borrow money Rosselkhozbank in the interest-free loan for up to 55 days.The amount that can be taken on one such card can be up to 1 million rubles.After two months the borrower will have to begin to repay the loan at an interest rate of 21% per annum.For a normal loan servicing fees required not less than 10% of the total debt.In violation of the customer will be required to pay at least 0.5% of the total daily amount of all loans.
How to make a credit card Rosselkhozbank
To get a plastic card, the bank customer must meet the following requirements:
- be at least 21 and no older than 60 years;
- have a valid passport of the Russian Federation;
- have a residence not far from one of the branches of Agricultural Bank;
- have a clean history of relationships with financial institutions.
Any credit card can be issued Rosselkhozbank, spending between 15 minutes to an hour in any of the offices.It is enough to complete the appropriate application form and conduct a brief interview with the manager of the credit department.If, after checking the history of relations with the banks will be all right, the organization will issue a permit for a plastic.The loan on the map is a renewable, which means you can re-obtain a loan immediately after the return of the debt.In fact, it is possible to recover the funds and immediately put them back into circulation.
options made out banknotes
Conditionally all Agricultural Bank credit card can be divided into several broad categories:
- Classic .The size of the loan is in the range from 10 to 250 thousand. Rub.Commission on cash withdrawals with the card is 2.5% of the amount, but can not be less than 250 rubles.In addition, there are extras services such as "on-line office", which allows you to manage their accounts via the Internet, but it is worth an additional 25 rubles.per month.Issuance of money left in the account for an additional cost of 150 rubles.Interest rates on such credit cards range from 19 to 24% per annum.
- Premium .It is a prestigious credit card Rosselkhozbank.Typically, the owner of such a service can use the bonuses and discounts offered by companies such as MasterCard and Visa.The annual interest rate on such loans is highly dependent on how the bank trusts the borrower, as well as the monthly income of the latter.Minimum overpaid amounts to 18%, and the maximum - 23% per annum.Commission for a Gold Card is 3 thousand. Rub.annually, and Platinum - 7 thousand. rub.The maximum size of the loan issued in the first case varies between 100 thousand. Rub.and 600 thousand. rub., while in the second case, 300 thousand. - 1 million rubles.
Credit card Rosselkhozbank, reviews of which can easily be found on specialized resources, not only to use bank money, but also get discounts at most chain stores in Russia.Owners premiumnyh versions of the program can expect to receive discounts and special gifts in hotels, showrooms and stores around the globe.
