Today Gazprombank is among the three largest banking institutions of the Russian Federation for the provision of investment and financial services for private and corporate clients.At the moment, its customer base has more than 3 million individuals and 45 thousand legal.If you're buying a new car it was necessary to take a car loan Gazprombank can provide this service at very favorable terms.The loan may be issued in the Russian currency, and foreign.Another advantage is the absence of restrictions on the maximum possible amount of the loan, since its calculation takes into account the organization of the total earnings of all family members.
To arrange a car loan Gazprombank requires the provision of a specific set of documents, namely:
- application form to receive cash.
- passport borrower with a mandatory residence permit near one of the branches of the bank.
- license.
- statement of earnings of all family members for the last 6 months.
To arrange a car loan Gazprombank may request an additional paper, confirming the formation of the borrower and the availability of the property that can be used as collateral object.In addition, a prerequisite for obtaining a compulsory insurance of cars purchased on its full value in the company, said banking organization.
Gazprombank.Car loans: conditions registration
for opening and maintaining the loan account the financial institution does not charge any additional fees.The borrower must pay a one-time fee of 3,100 rubles to repay the loan in equal amounts each calendar month.Calculate the required amount of payments can help a special loan calculator Gazprombank.Car loan is a part of standard loans.Because of its payment will not be any problems.
program «Standard»
This loan is granted to buy a new car for a period of 3.5 to 5 years depending on the country of origin of the machine.The interest rate on it will be from 10.5 to 12.5% at registration ruble loan.If the loan is taken in dollars, the overpayment on it will be from 9 to 10.5% per year.
program "Car Loan term»
issued for a period of up to seven years.In the case of registration of such a program, the client is obliged to acquire a foreign car in the amount of not less than 25 000 $.Interest rates on such a program are 12 and 9% in rubles and foreign currency, respectively.
program "Reliable car»
Get a car loan Gazprombank allows no down payment.The loan is granted for seven years at interest rates of long-term program.The significant difference is the presence of the possibility of acquiring a completely new car brands such as Jeep, Mercedes-Benz, Dodge, Land Rover and others.
When choosing a new car there was a need to take a loan, that Gazprombank will always be glad to help.Using the services of the bank, you can quickly get the money at reasonable interest rates.