Why do we need cargo insurance

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Any self-respecting businessman or businesswoman will not send the goods just so, and would prefer such an event as cargo insurance.What is cargo insurance?The event does everything to transportation is less safe and secure.Trucking, not always of course, but it happens that entail some financial losses.For example, injury or damage to the goods, loss or destruction of the goods for some reason.That is why it is necessary for cargo transportation cargo insurance against unexpected circumstances.Cargo owners using the insurance policy protect their property interests, and cargo insurance is by far the best form of guarantee for the product.

The objectives of this type of insurance is the creation of mandatory indemnity insurer that arise in the process of transportation for reasons such as death, loss or damage.Cargo insurance occurs only in those circumstances that do not depend on the insurance company itself.Many insurers argue that these companies have to bear all the costs of compensation, but it is not so.Of course, cargo insurance - is, of course, and the guarantee of compensation, but it is completely exempt from the payment for reasons of force majeure.

There are several types of cargo insurance:

  1. for all risks to the insurer's liability;
  2. for loss and damage to cargo liability insurer;
  3. for partial accident, but unless the crash, without liability insurer.

entrepreneur can choose the insurance program, which will depend on.What a load, in what way will be transported, and which option they selected transportation Buda.

In such event, such as cargo insurance, has its advantages.To insure cargo in our time is very profitable, that as an insurance policy - it is a document which is a guarantee of compensation for loss of cargo during transportation and shipping.

also became popular very international transportation.They are carried out in accordance with all international agreements.And also the insurance of foreign trade goods became especially popular.When transporting particularly valuable goods, cargo insurance is necessary.A beating during transportation, fragile or dangerous goods, insurance is highly desirable.

transport companies and insurance companies work closely together, and every year the cargo insurance is becoming commonplace.For example, abroad, this insurance has become a mass addiction.There are a lot of customers and that's why insurance companies have in their circle of their own representatives, who are engaged in cargo acceptance and conduct surveillance of its loading and unloading, as representatives of insurance companies assist clients in all matters relating to insurance.Among the Russian customers, cargo insurance does not enjoy such a great success.Among the total population of Russia, the first half is working with insurance companies for the carriage of goods, and the other refuses to insure the cargo.This is due to the fact that Russian culture is a low cargo insurance and the volume of trade is not very high.Yet, all insurance companies in Russia offer services directly to cargo insurance.And it is better to take advantage of this service than to lose valuable cargo or even - lose business.Insurance of any goods - is an industry that every year for improved prosperity.