If you - a pensioner, you may be granted a loan on special conditions.There are a lot of prejudices about the solvency of the social strata of the population, as young people and pensioners.It's very hard to get a job, because the first virtually no experience, and in the latter lack the skills that employers need.Loans for pensioners are also provided reluctantly, as there are fears about the untimely payments and even non-repayment of debt.
Which banks give loans?
There are several banks that provide loans to pensioners without any particular age limit.Although the age range yet installed everywhere.The minimum age at the time of full repayment of the debt is a plank in 70 years, and the maximum - 75. One of the banks, which is particularly willing to provide loans to pensioners, is Sberbank.The maximum amount can reach one and a half million rubles.The interest rate is 19 percent per annum.The term of the loan - up to five years.With regard to the documents that are required to provide passport, a pensioner, a certificate from the Pension Fund and 2 personal income tax, if the pensioner works.The final amount depends on the work place, the presence of guarantors and age.Credit for pensioners in the Savings Bank is the most profitable.At the time of treatment to the pensioner must be at least 55 years and not more than 75 - at maturity.
Where else can you get a loan?
Loans for pensioners are also provided BystroBank in which there is a special rate of pension.The loan amount ranges from three to two hundred thousand rubles.The interest rate is quite high - from 25.5 to 33 percent per annum and a maximum period of three years.It arranges the loan no longer than thirty minutes.With regard to age, the pensioner at the time of treatment should not be less than fifty, and at the time of full repayment of the debt - no more than seventy years.The advantage of the bank is that it is not necessary to give further guarantors of the documents will need to bring another inn.
Primsotsbank
willing to give loans to pensioners and Primsotsbank in which there is a special loan product "Pension."The sum is from 3 to 100 thousand at an annual rate of 20 percent per annum and a maximum period of two years.When there are the guarantors, the maximum loan amount can be doubled, and interest rates can be decreased by one point.It is also necessary to provide an excerpt from the bank on which the pension accrual was in six months.
Rosselkhozbank
Many banks do not give loans to pensioners willingly.However, there is one bank, ready to go for it - Rosselzozbank.The loan amount can be up to one hundred thousand at a maximum strip age pensioner 75 years at an interest rate of 15 percent.Issued credit necessarily surety bond or personal insurance.Documents for each pensioner determined individually for each.
