Somehow unnoticed in our everyday life became less usual cash.Twenty-first century with the various technologies brought us electronic and non-cash payments, which make the calculations easier.
Nowadays, the use of various bank cards had not uncommon, but a necessity.Some, especially the elderly, still are afraid to use them, but progress takes its toll.And now, many receive salaries, pensions and social benefits to the various cards.For social payment most frequently used card Sberbank "Maestro".And why is it?Consider the variety of all kinds of bank cards, including credit cards, and at the same time find out what is attractive to the consumer each.
try to understand how to choose a bank card that correspond to the needs that you need.In addition to those that store personal funds, the so-called debit, which, incidentally, is ranked Sberbank card "Maestro", there are credit, which as the name implies, are the bank's money issued to customers on credit.The first step is to decide what you need a card: debit or credit.Debit - an analogue of the familiar to us passbook.To open it, you need to visit the selected bank, having with a national passport and write the corresponding application.Usually, the opening of a debit card is not too difficult and time consuming.We know Sberbank card "Maestro" is issued at the request of the client immediately, instantly.
issued credit cards a bit more complicated and similarly processing the loan in cash.The only difference is that the money allocated by the bank, will be received at the box office, but in the form of a plastic card, which you can pay when shopping.Money are on it, you can cash out using bank terminals or cash register.In addition to use of the loan, it is possible to use also for the storage of their own savings.
first step is done, you must now choose which of the payment system will map.The most common system - Visa or MasterCard.That they take in all the shops of the world, which is available for payment by credit card.That's where we should remember about the main disadvantage that delivers card Sberbank "Maestro": the inscription «Maestro» is found on a smaller number of terminals, ATMs and cash registers stores than «Visa» and «MasterCard», t. E. Its use is not as convenientand universal.
Pros cards "Maestro" - is, as mentioned above, instant its design and ease of acquisition and maintenance costs, more precisely, for free.Service cards of Visa and MasterCard is paid, and paid annually.Annual service is usually different and depends on the bank and the number of services, such as online banking or discounts on purchases made in the partner shops of the bank available for the respective type of credit card.
