job search and interviewing, especially if this is your first job, you're bound to come across the need to discuss the salary (which is often one of the main criteria for site selection).In the conversation (or job description posted on the workhouse site) will be featured two concepts - net and gross.What it is?The more different from each other two of the same amount with different prefixes?The difference between them is essential, and in this article we will discuss what it is.
Let's start with the translation of these terms.In English, there is the concept of net and gross.What is the definition?The first is translated as "pure", the second - a "full" or "generic".How to decipher it for future payment of your work?Very simple.Salaries net - is the amount after taxes, that is money that you get on your hands or directly onto the card.As you are probably aware, the employee must pay each month from your income tax of 13%.It is called income tax or personal income.Typically, this person would not have to, because this amount for an employee organization lists, and the rest (minus 13%) pays as wages.Gross - that is that value?And this is precisely the base from which personal income tax withheld, that is, the amount before tax.That it is stated in the employment contract, but did not actually go all the way into your pocket.
It is important to understand the difference between these values is to compare what the salary gross / net is available in your consideration for employment organizations.For example, one company may offer you a lower payment, the other - slightly larger.But details on the terms of one or the other would be that first reported the salary net, the other - gross.What does that mean?And the fact that after taxes in the second case there will pay the same or even lower (depending on the specific amounts and the difference between them).That is why you should always pay attention to these consoles.
give a simple example.The organization "A" offered you an amount equal to 85 thousand rubles, and "B" - in 5000 more (ie 90 thousand).In the first case referred to the value of net, in the second - gross.We now turn to a simple arithmetic.To find out the actual salary of the company "B", should be deducted from the amount of its income tax:
90000 - 90000 * 0,13 = 78300.
Thus, tempted by the difference in 5000 rubles, and without knowing it,which means gross, you lose 6700.
Naturally, if the difference is not very significant (and in any other case), you should pay attention to other factors.If we talk about material gain, it may be different premiums (monthly, quarterly), the presence of the 13th salary, bonuses and other performance of the plan "more encouragement" in monetary terms.In addition, many companies offer their employees a number of benefits, discounts and other useful "bait."This medical insurance, and free access to a fitness center, swimming pool, language and other courses, and more.
It is equally important to understand what kind of atmosphere prevails in the company, particularly in the future, your team, whether the activities are carried out for the employees whether there are career opportunities and how they are transparent.
In general, before deciding where to get it, should evaluate the conditions of work from all sides.And do not forget the main salary (does not matter, net or gross) - it is one of the key factors in the choice, but not the only one.
