Many people who want to save their money, realize that bank deposits - a reliable option.This is because there are intact.In addition, it is possible to obtain even some profit on the interest rate of the selected deposit.Is very popular contributions to the Savings Bank at interest.
why many make this choice?
known that people prefer it this financial institution.At the bank's good reputation, it accounts for 50% of all investments of individuals in the country.Customer understands that, in this case the means to defend the state, so the confidence is greater than the other banks.What are the contributions of the Savings Bank at interest?In 2013, the organization offers the following programs:
- Urgent.It is such contributions as "International", "Recharge", "Multi", "Give Life".There are "universal", "Save", "Manage" and others.Some of them are designed for pensioners - is, for example, "Pension Plus", "Recharge SHC @ dh-retirement."
- Contributions to the Savings Bank at interest, "on demand" and "savings account."
Each program has its differences.This applies to interest, type of currency, the right of full or partial withdrawal, the conditions of deposit.
currency for the contribution
person has the right to choose any deposit program.Amounts due to customers - this is his contributions to the Savings Bank at interest for a set period of time.The amount of interest indicated in the contract, it depends on the type of selected program.You can make money in rubles or other currencies such as US dollars or Euros.Some conditions can be stored funds in Swedish kronor, Canadian dollars, Japanese yen, even, and so on.However, this only applies to deposits "on demand" and "Universal"."Give Life" and "Pension Plus" can store only rubles.Interest for the currency higher, so many people prefer Russian rubles.
basic rate
People often come to the rescue cash deposits at interest.Sberbank offers not the highest bid, but it is reliable.Proposed minimum - 0.1% per year, maximum - 9.75%.The interest rate depends on a number of characteristics.These include such factors as the type of deposit and its term, the value of.More profitable to invest in the long term.Interest is not so attractive, but they are higher than those of other banks (state) and meet the people's needs, guarantee the safety."SHC @ dh-pension" contribution to distinguish the highest percentages.An interesting program "saves".It is suitable for older people and those who need the maximum, as well as a steady income.This contribution provides a good environment for retirees.Banks consider reliable customer data, they will not be fired, and the monthly pension.
If a person is left a bit before going on a holiday, then it is transferred automatically to the best conditions.This contribution, however, does not allow for a full or partial withdrawal, and you can not make additional money.But the interest is paid every month, and this ensures a steady income.
Now you know about some of the programs offered by Sberbank.Deposits with interest in 2013 may come to many.It is important to find out all the conditions and select the appropriate option.Thanks to such savings can be accumulated for a gift to relatives, pay study, wedding, slightly increase your budget!
