Treaty annuity.

life annuity contract.One he seems an easy way to get into their own homes.Others see this agreement as an opportunity to live a dignified old age.Still others use it only for selfish, often criminal, designs.Separately, we note that as the assets to be transferred can be not only an apartment or house.However, other objects rarely appear in agreements of this kind.What are the difficulties you may encounter, concluding the contract annuity, what are the rights and obligations of each party?

Let's start with the key moments.Today distinguish two kinds of such an agreement.One of them involves the transfer of ownership of residential property, on condition that the return to the owner, until his death, will be paid a fixed monthly amount.It is, in fact, be a life annuity contract.The second version of the agreement involves several other conditions.The owner also conveys the right to housing to another person, but, in addition to monthly payments, he turns and additional assistance (medical care, purchase of medicines, and so on. D.).Call such a contract "Agreement lifelong maintenance of a dependent."These transactions differ from each other not only the obligations and rights of the parties.Different and conditions of their registration and identification.

In order to facilitate further the story, determine exactly how the parties to such agreements.The owner of the dwelling, it transfers the right to another person - rentopriobretatel.A person who has assumed responsibility for its content in exchange for housing - rentodatel.

Renta content with life have to be certified by a notary, or full legal force such paper will not have.Ownership of the dwelling passes rentodatelyu.This fact is subject to compulsory state registration.Then rentodatel shall transmit monthly cash rent-receivers, the amount of which may not be less than 2 times the minimum wage.In the event of changes in legislation, this figure needs to be indexed.Note that the transfer of ownership can occur either free or at an extra charge.

longer considered to be the owner of the property, rent-receivers are not deprived of the right to live in this area.This point must be present in the document.Moreover, it would be superfluous to provide for the consent of the former owner of any deal with living area, previously owned by him.

With regard to transactions, implying not only cash payments but also providing additional services, they conclude much less than a life annuity contract.The low popularity of such agreements is explained by the fact that it is difficult to determine their precise list, and additional volumes from the dependent claims are difficult to predict.Therefore, rent-receivers may expose to unreasonable demands, which carry rentodatel can not.This fact, in turn, can serve as a basis for termination of the transaction.

life annuity contract may be terminated only if rentodatel not perform their duties properly: Do not transfer the funds on time.