One way of calculating a cash check.It is a payment order, confirming the right of its holder to receive a bank specified sum of money.It was originally issued by the Bank as a special book, each page of which is a separate payment document.
to understand exactly what the check, you should at least once to see him.For this security required fields are:
- name "check";
- amount that the bank should give the bearer;
- name of the drawer and the number of the current account from which the money would be paid;
- signature of the person who issued the payment order;
- place and date of preparation.
But not enough to understand what a check, you must know the rules of its filling.This document is always filled by hand, pen in blue.The only exception may be the name of the issuing organization.At this point, you can put a stamp with the name.Any error blot or correction automatically checks invalid: the bank will not accept it.All the necessary data must be made strictly in the areas reserved for them, the handwriting must be legible.Employees should have no problems when trying to analyze the details of the payment order.
In addition, this document contains the date of its issuance, and to avoid the adjustments it must be two-digit format, for example, April 4.Anyone who has faced with the need to fill this security and saw a check, know that it is necessary to specify and place of payment: in this column entered town, which is served by the account holder.
amount to be extradited, the words entered without any delimiters, a penny saved numbers, the name of the currency of payment prescribed in full, without abbreviations.If, before the end of the stitching is still the case, then it must be crossed out by two longitudinal lines.It is worth noting that every bank there is a limit on the maximum payout.
surname, name and patronymic of the recipient entered in the dative, and the remaining space is filled with a double dash.Puts his signature on the paper must be a last resort.Not worth the risk and sign a blank payment order, because if it gets into the hands of unscrupulous person who knows that such a check, you can lose a decent amount on your account.
course, many mistakes in the first filling of the document, confusing places in the fields and doing clerical errors.But a second operation usually does not cause any difficulties.
If the owner checkbook need to know how to correctly fill out each of its pages, the bearer of the need to know how to cash a check.To get the money to rely, you must, within ten days from the date of payment of the discharge papers to show it in the bank, while providing their documents.By the way, you can only get the full amount of the check, take it in parts is not permitted.
