Moscow Bank for Reconstruction and Development, recently renamed is familiar to every word - MTS - positions itself as a young and efficient bank.But is it?After Bank of MTS, reviews of which can be found on the forums on relevant topics, quite contradictory.Some say excessive greed of management and staff rudeness.Others, on the contrary, praise him.So what is the Bank of MTS?Reviews yet will not touch, because, as they say, everyone has their own truth.Try to understand yourself: let's compare credit program MTS-Bank with similar services of other financial institutions.
What the Bank can offer its customers the MTS?
If you are an individual and want to take the credit in the bank, should first carefully review all proposed programs lending.You can search the topic of special resources "MTS Bank: reviews of lending" and check out the views of users, and then, if you do not change your mind, go to the official website of the bank, and get the information you need.So, what is available?What kinds of loans can offer reporting bank, and what are the conditions for obtaining consumer credit?
Express credit
granted for a period of 3 months to 5 years, and its amount varies from 20 to 250 thous. Rubles.Very pleased with the short waiting time deciding on your question, but the interest rates are such that the loan as you do not want to register immediately.From 34.9% to 59.9% per annum.The only thing that can comfort the borrower - is the possibility of early repayment, does not depend on the amount and maturity date.
usual consumer credit
period for which we can take credit, remains unchanged: from 3 to 60 months.It does not change for the better the speed of decision-making leadership of the bank - in this case, the waiting time may be delayed up to 3 days.The amount also varies rather change the maximum limit of the amount that you can give.This is logical, as the Express-loan is a risk that the amount of disbursed loans will not be returned, and because interest rates are so high.The maximum amount of consideration the type of loan is 1 000 000 rubles.Interest rates have gone down, and now equals 17.9% -34.9% per annum.There remains the possibility of early redemption, with all the amenities it.
remaining credit programs
And what type of lending can offer MTS Bank for small and medium-sized businesses?
There is much more extensive selection of loan programs - from leasing and overdraft, and ending with the delivery of the bank guarantee.Comments on this issue are meaningless.Since, according to eyewitnesses, MTS Bank loan for small and medium-sized businesses providing individually.For this reason, to argue on this topic is useless.
Bank MTS: reviews and conclusions
So, what happens?Here's what: a small selection of loan programs with a fairly high interest rates for individuals and a much more varied package provided by entrepreneurs.Perhaps entrepreneurs and should consider the proposals in more detail MTS-Bank, but individuals can only sympathize.Since such a large percentage of the loan they would have thoroughly tighten their belts and try to repay the loan as soon as possible.If you do decide to use the services of the institution, refer to specific resources, find the "Bank of MTS."Addresses of the financial institution will certainly be listed there.Select the nearest branch for themselves and go for information, so to speak, first hand.
