question of learning how to save money, is relevant since ancient times.And it seems that every day its importance is growing.
Decades ago, when prices have not changed over the years, it was possible to collect the necessary amount for several years.Today this is impossible: the constant growth rates, increased price "eat" all the savings, without giving the ability to turn them into a commodity.
So what to do?How to learn to save money, how to buy things, the cost of which exceeds the monthly income?
For this it is necessary, first of all, pull yourself together.Because the need to monitor all their expenses, and perhaps even change their needs.
Before you answer the question, how to learn to save money, you should respond to shorter, but no less a simple question: "Why?".If you are going to save just to match the material status of a neighbor, you have to maintain the same lifestyle as her.However, it is often not possible.
But if finances needed to buy big things, or simply "to life", then you can save money.
How to learn to save money?First you need to take a sheet of paper and make a list of necessary expenses and the income that you have.What is the necessary expenses?Money for food, household chemicals, cosmetics and medicines.Without their purchase is necessary.But spend less finance for their purchase can be.To understand how to save money, check out the summary to the goods that you use constantly.Do not run for that advertise in the media.Did you know that, for example, shampoo "Horsepower" is worth four or five hundred, in reality, is highly diluted and flavored composition, are sold in veterinary stores?No, I do not urge to buy cosmetics there, but to compare the compositions of funds from advertising and those that are sold in retail stores, a must.Remember: The more often goods flashes on the screen, the more it costs.
The same is recommended to make a list of expenses for gifts, entertainment, word, paint exhaustively all future spending.Then follow some rules.
Buy basic needs are best in specialized stores, where sales are constantly held, discounts.It is enough to buy such products once a month, it is only right to count their expense.
How to learn to save money on food?First of all, (it's long been known), can not go to the store hungry.List of products should be in advance.Believe me, over time, can be used to self-control, and do not buy what it wanted right now.Just like the previous category of goods, products are better to buy in large specialized stores.
In order to understand how to learn how to save money on clothes, you need to learn one truth: ostromodnye goods - waste of money.They are very expensive and out of fashion quickly.It is better to buy a few classics of excellent quality.They will last more than one season, and they can be inexpensive to complement fashion accessories.
A few words should be said about shopping online.The most common products purchased on the site, much cheaper than the store.Finally
next much-needed moment.Decide for yourself and write down the amount you need to save per month.Stick to it, do not invent excuses.It is difficult: you always want to once again go to the movies or buy a more expensive bottle of champagne.Make a choice: enjoy the benefits now or in the future.
Remember: Only you decide whether you will be able to collect the amount, or have conceived again "intercept" the money to travel from a neighbor.
limit yourself, plan, think - and you will be able to qualitatively improve their standard of living.
