times when employees of enterprises and organizations defended the queue to the coveted window, to get a salary in most companies for a long time in the past.Today took place the cash salary card - a tool convenient for both the employer and the employee.What are its advantages over the usual method of calculation?Consider all the charm of payroll cards on the example of the most popular cards of Sberbank.
look by employees
Sberbank one of the first to offer its clients a service "Salary Project", which has a lot of advantages.The good salary card for employees of the organization?First of all, it saves time, no need to stand in line, and independence from the operating hours of the cashier.The money comes to the card account on the clock, and to remove them at any time to the extent that is needed at the moment.
Goodies from the perspective of the employer
What gives salary card business owner?There are a few essential items:
- savings on transportation, storage of money;
- absence of expenses for cash services;
- time savings when granting salary.
Salary card Sberbank: convenient, fast, easy to
With these obvious advantages hard to disagree.What else can please a pleasant Sberbank payroll cards?First of all one of the largest banks in the country has a wide network of branches and ATMs.This allows easy access to cash or perform any banking transactions on the account, no matter where you are.
presence online service Savings Bank allows you to manage your account, without leaving home or getting out of the workplace.Fortunately, the Internet today is practically everywhere.In Internet bank you can make transfers and pay for a mobile phone and make utility payments.
payroll clients - the best ... and profitable
And probably one of the most significant advantages that offers its customers Savings: salary card allows access to concessional lending.A staff member with a salary card of the Savings Bank and an additional credit card, and also has the ability to issue consumer and mortgage loan even at special discounted rates.
This loan facilitates the fact that the bank "sees" the client's salary that comes to salary card.Thus, there is no need to provide additional information on incomes - a package of documents is reduced significantly.
easy to not only take but give
Salary cards Sberbank facilitate not only receive, but also to repay the loan.Thus, the monthly payments will be automatically deducted from the customer's card when you receive a salary.In connection with this visit to the bank can be minimized or even to zero.
Overall, owners of payroll cards in the eyes of the bank have the pole position in front of other clients being treated as reliable borrowers.Some holders of Sberbank connects additional function - overdraft, lets get into debt directly from an ATM.Payment is on such a loan will be deducted from the employee's future wages.
Salary card - a convenient on many aspects of a means of obtaining money.It extends the financial freedom of employees, saves time and allows you to use the bank's money on favorable terms, forming a positive credit history in the future.
