Today many parents are wondering how, to whom and under what conditions, provided the maternity capital for the third child.In this article you will learn all the necessary information.
term "maternity capital"?
Today, not all families decide to have a third child.However, those parents who want it, can not rely only on themselves but also on government assistance.Maternal capital for the third child - is a single family financial assistance in the amount of 428,409 rubles.Expect to receive it is possible, if previously such assistance was not received (the second child).
peculiarity of such aid is that the possibility of its use is somewhat limited.Although if you have to pay off the loan for the purchase of property, you can apply these funds before the baby turns 3 years.Validity of capital is also limited.That is, it can be used up to 31 December 2016.
Particulars of payments
If you want to receive maternity capital for the third child, should collect the necessary package of securities.Registration is done in the pension fund.You can apply for residence or where you stay actually.So, you will need:
- application for a certificate.
- Svidetelstvoa birth and all the children of the applicant.If a child is adopted, it will need the court's decision confirming this fact.
- passport and a copy of the applicant's marks, confirming the citizenship of the Russian Federation.
- SNILS (certificate of pension insurance) of the payee and children.
- If parents baby are foreign nationals, then they must have a document that confirms the citizenship of a child.
- certificate of marriage or its dissolution.
Issued maternity capital for the third child for 1 month from the date of submission of the list of documents submitted.It must be said that the funds will be available immediately, but only after reaching 3 years old baby.However, the 2014 law on the third child has undergone some changes.For example, it was possible to obtain a certain amount of consideration given to repay the loan taken for the construction or purchase of a home.
What benefits are entitled to parents with many children?
Families who have decided to have a third child, are entitled to some assistance from the state.In addition to payments they are entitled to certain benefits:
- Life providing the land.
- 50% discount on utility bills.If it is not provided, it is possible to apply for a refund.
- possibility of obtaining a certificate of housing with 90% discount on the total cost.This should be made to certain conditions.For example, at the time of receipt of the document at least one of the parents is obliged to stay in the territory of the Russian Federation not less than 12 years.In addition, the total length of service and mom and dad about 10 years.
- free prescription drugs to ensure children until adulthood.
- 50% discount on payment of higher education.
- provide children free wellness vouchers, hot meals in schools, books, tickets for museums, theaters and other venues.
- also benefits for the birth of a third child provide scholarships at universities, as well as the ability to obtain a mortgage for 30 years without a down payment.
This can be granted maternity capital?
Russian legislation to issue permits assistance to such persons:
- mother, father or adoptive parent of the child, and the recipient must be a national of the Russian Federation.
- baby Guardians who are not citizens of the Russian Federation.However, it is allowed only if the mother is deprived of the right to receive capital from the deprivation of her rights to the child or committing it of any illegal actions against children.Furthermore, the right to receive the funds provided guardians or adoptive father in case of death of the mother.
- minor child, if the parents have been deprived of the right to receive equity.
Features use of capital
In some cases, the payment for the third child may not be issued.For example, if the baby died during or shortly after birth.Also, the parent capital have the right to receive those parents whose third child was born before 2007.
Regarding the use of the funds received, then it can be done with a view to:
- the purchase or construction of housing;
- education of children;
- increase in funded pension part of the mother.
can not use the money to repair the apartment, the purchase of materials for the construction or household appliances, the purchase of a car (although these issues are being considered by the regulatory authorities).Besides, it is not allowed to spend the capital for treatment, travel packages, repayment of any debts.And it should be noted that the amount specified in the certificate never paid in cash in full.
must say that use the parent capital have the right to parents only once.That is, if you have issued a certificate after the birth of a second baby, the more you get.
Important information
payments at the birth of the third child exempt from taxation.Use the funds should be in the overall interest of the family.For the money you can to educate all their children.At the same time they must be younger than 25 years.
If parents have lost the right to receive a certificate, it is transferred to the child who is under 18 years of age.Note that a lost document can be quickly restored.To do this, the pension fund to file an application.
For funds specified in the certificate, it is imperative to show a passport, your identity and nationality.In some regions of the Russian Federation a list of objectives, which are allowed to spend the money, expanded.For example, the money parents can buy a car, spend it on expensive treatment or recovery of the baby's health.In the near future, the Russian government intends to change the law on several equity issuance.
