insurance company or a company - an organization serving as a legal entity and conducts its activities under the license, which is issued by the Department of Insurance Supervision.It monitors the correct execution of works and is administered by the Ministry of Finance of the Russian Federation.
insurance companies should not concern the production or banking.It depends on the fund, whose work forms the administration of the organization.This fund is formed on the basis of the special contributions that have made customers.It can be both legal and natural persons.The company undertakes to indemnify the persons with whom the contract was made, if a situation referred to in the insurance.In this case, the firm will have to pay compensation or reimbursement provision in the prescribed amount.
Civil Code of the Russian Federation, the RF Law on Insurance and its organizations in Russia regulate the activities of this type.There are other regulations, which are based on this type of activity.
Description of the company is as follows.All fees, which are fees clients are invested in assets (financial).Create special insurance reserves, which determine where to invest finances.All this takes place under the supervision of the Ministry of Finance.
company operates with the mandatory provisions of insurance coverage, and why there are such types of assets such as state and local government securities of the Russian Federation, the different types of bank notes, deposits, shares, bonds and certificates.To accommodate this type of reserves, use methods of profitability, liquidity and diversification of repayment.
in Russia in this field are more than a thousand companies.The greatest number of valid Moscow (about a quarter).The leading concern "Rosgosstrakh", "Ingosstrakh", "Industrial Company", "ROSNO", "Ress-Guarantee", "Military Company" and "Energogarant."Most of the company, except for Moscow, are in Tatarstan, in the Northwest region in the Krasnoyarsk region and in areas such as Sverdlovsk, Tyumen and Kemerovo.In the Far Eastern region of the activities of insurance companies is carried out in all 83 agencies.The potential of this region is very small, according to the statistics.
description of the company depends on the system of the Russian Federation in which the economy and fundamentally alters the operation of such agents.Now the conversion of market relations, economic relations therefore change, manufacturers of goods and take risks in the event of failure of responsibility.That is why the requirements to employees of the kind of companies.
What is insurance?This is a requirement of the present time in the development of relations in any production.It must compensate the financial loss, if damaged production.In this regard, people making out cargo must know the specific activities of the company with which they wish to conclude an agreement.
In modern treaties have been changes that relate to property and personal insurance sphere.This, in turn, linked to human interests.In the first place the task of compensation of losses of an ordinary citizen.
Despite the fact that in the Russian Federation many problems in different spheres of life, the activities of insurance companies must necessarily lead to the main goal - to compensate all losses to the population, because it is the biggest incentive for the development of the economy.
