2015-2016 biennium.promise to be challenging for the majority of Russians.The economic situation in the country escalated to the limit.And the overall situation in the world shows that the crisis is not far off.Many are already asking: "Where can I invest the money to make it work and generate income? ยป.This article will be a lot of similar questions.We will try to give answers to them, because every day the ruble is losing its position in the financial market.A question of preserving capital is all the more acute.
crisis in Russia is close.How to earn on your savings?
Where to invest money to make it work?This is the main question, which is put in front of the majority of Russian citizens.After all, it is no secret that in recent years the political and economic situation in the world is extremely aggravated.Instability in the financial market and then impact on the daily lives of many people.Ruble falls at an incredible rate, this is due to many factors.First of all, the Russian economy was reflected crisis in Ukraine and the sanctions imposed by the EU in connection with it.But increasingly, experts blame the cost of oil, which last year dropped to an extreme level.All of these factors significantly influenced the rate of the ruble.Ever since, as the national currency has lost the confidence of its citizens, the Russians and then began to wonder, "Where to invest safely?" In fact, many experts argue that the ruble could devalue.This, in turn, lead to many lose their savings.But that's not all.Analysts believe that in 2015 there will come a massive job cuts and wage cuts.Therefore, speaking about how much is now profitable to invest, many still think and how they make money at the same time.
Investing money in the bank.Benefit deposit
Where to invest money to make a profit?One of the most popular ways to save their money from the Russians - is the bank.Of course, many banks use exclusively as a financial cushion to the volume of funds to life for a short period.But you can go to this option, and the other side.Due to the fact that this year the Central Bank of Russia raised its key interest rate to 17%, it has become very profitable to put savings on deposit.After all, interest rates are much higher, especially for deposits in national currency.Although deposits in foreign currencies can also be less profitable.Moreover, some changes were made to the tax code.That is why, using the contribution, not only to invest profitably, but also to protect their savings against the risks associated with the devaluation of the ruble.If you choose this method to save its own funds, experts are encouraged to contact the most proven and reliable organizations.For example, Sberbank, "Gazprom", "VTB" and other large Russian banks.Making a deposit does not take a lot of time and, in turn, will bring in a nice monthly income.If you invest a large sum, it is the interest, which today offer a state-owned banks will be even live!
Investing in real estate
Answering the question "What to invest in 2015?", Many experts recommend to apply for such a mean-tested and safe investments like real estate.Everyone knows that she has the highest trust of citizens.But often many square meters are used solely as a way to keep their savings.Forgetting that such investment instrument can bring its owner a considerable income.Of course, for the acquisition of real estate require a lot of money.But if skillfully manage them, the profits of the acquired property will block all costs.It is best to buy an apartment in the initial phase of building the house.Such projects bring the highest incomes.This particularly applies to the elite housing.In addition, it is not necessary in the future of the property market, there is always the possibility to take their square meters in rent.But for this it is necessary to pay attention to the infrastructure and location of the apartment when buying it.Inspect anything that could adversely affect the interest of the client: Floors, communication, view from the window.All these little things play a very important role in the delivery of apartments for rent.But at the same time issuing a deal with a customer, you can count on a good monthly income.What to invest as profitable as in real estate?
market "Forex" and PAMM
Where to invest money to make it work?Often, the thinking on this issue, experts say with confidence about the market "Forex".In the investment market in Russia, most recently, a new form of investing called PAMM.Experienced players will say with confidence that using such accounts can earn good money.This is especially beneficial to do today.After all, the principle of earning assets is precisely what is needed to play the currency jumps.And today there is such a trend in the financial market.But experts warn that almost 90% of beginners starting to work in the market "Forex" on their own, lose their savings.Firstly, lack experience and knowledge, and secondly, many in the trade "Forex" - a side view of earnings, because of what is not enough time to delve into the intricacies of the foreign exchange market.Therefore experienced players often advise beginners to use the services of a professional trader.Or, in extreme cases, undergo a series of training courses, which are often offered free of charge investment companies and stock exchanges.
and equity securities
In times past crisis, many citizens of Russia, at the risk of losing their savings to invest in securities and shares.Those who somehow understood in this business a few years already had a good income.But those who have not had experience with stocks, lost their last savings.Answering the question: "Where to invest money to make it work?", We can say that the contribution to the action will bring a decent profit.But it may take years, and must have a sufficient level of skills and knowledge to choose a decent company.It is best to trust the professional manager with a good track record of profitability.But even in this case be one hundred percent sure that the action will bring a profit, you can not.After all, today's market is so volatile, that may be just a couple of minutes to devalue the shares of any company absolutely.And experts advise: before choosing this type of investment, consult with experts, or use special courses to help acquire some knowledge in this area.
Investing in gold and other metals
There is a category of citizens in Russia, that every time when faced with a crisis problem in the country, is absolutely not to ask, "Where to invest money to make money?" This category includes peoplewho trust only this kind of investment, like gold.This is not surprising.After all, since ancient times, gold is considered the most stable currency.In today's market situation has changed somewhat, but the fact that gold is generally more expensive, is an indisputable fact.Of course, over time the trend of the investment have changed, and today customers of the banks successfully invest not only in gold but also in other metals.These include silver, platinum and palladium.Invest their savings in precious metals in several ways: to buy gold bullion in the bank (but will have to pay tax at 13%), buy gold coins (they can be found in the Savings Bank and other such large organizations), to buy back securities (only thoseprovided that the gold through the stock exchange), and open cashless metal account.For those who have never used such kind of investment, it is best to stay on the latest version.
New season!Investing in art
Not surprisingly, standing in front of the question "where is now profitable to invest", many are choosing not quite standard types of investments.In recent years, it became fashionable investment in the arts.But it's not just a fashion trend, and indeed very promising type of investment.After all, some of the items can be purchased benefit equal to 100 or even more percent of its value.But there are a few important points.To really earn in this market, it is necessary at least to some extent understand the art.Or, to use the services of experts and appraisers.And to understand the fashion trends, so to speak, to try to predict what will be at the height of fashion in the near future.All this sounds very strange and difficult.In fact, the profit from this type of investment is high for exactly as much as and complex work in this area.It is for this reason that this type of investment will master not everyone.But everyone wants to invest money profitably!
Investing in Internet
Where to invest now profitable to do so is the Internet.After all, the Internet is present in every human life.Every year, this type of investment is gaining more and more popularity.Investment option in the Internet mass, everyone can choose the most appropriate way of earnings.The most important thing in this case - does not stumble upon a scam.After all, with the growing popularity of this type of investment has increased and the number of cases of cheating customers.In order not to enter the number of defrauded investors, you need to carefully examine all of the documentation and, if possible, and any information about the selected company.Where to invest money to more of them?The choice is not just wide, but huge: venture capital funds, HYIPs, cryptocurrency sites, MFA-sites and others. Starting from the creation of its own website, and ending with a profitable investment in promising projects, can be very profitable to make.It is difficult to say exactly how much you can earn on investing in the Internet.It all depends on how much will be invested in specific funds and what direction the depositor chooses.But given the fact that the Internet is becoming more popular with each passing day, the risk of losing their investments sufficiently low.
Investments in own business
Where to invest money to make the common man?After all, not everyone can decide to send their savings in the bank or buy shares on them unreliable.That category of citizens, which is wary of investments to foreign companies, experts advise to consider starting a private business.Especially now that it is enough right moment.Foreign companies, in connection with the sanctions and unprofitable business in Russia, will quickly leave the Russian Federation.This will reduce the competition in the retail market.And the commercial real estate market is likely to reduce the cost per square meter.All this will give an excellent opportunity to novice entrepreneurs successfully start their own business.Where to invest?It is best to turn to the essential goods, clothing or food.The dollar is likely to grow more, so you can fill in the range of national goods and dilute Chinese products.Experts also recommend a closer look at areas such as pharmacy and funeral services.Strange as it may sound, such organizations will always be profitable.Of course, the risks associated with starting your own business, are quite high.But the economic situation in Russia today is not very stable.Therefore, such a choice of investing can be quite successful!In addition, to reduce the risk or the lack of money, you can find a worthy companion.
Investing in their own development
Where to invest money to make it work?As you know, money can work in different ways.Many people thinking about the issue of equity investments, often stop at the choice of self-development.What does it mean?You can, for example, to use the accumulated funds for additional education or attending expensive training courses for anything.It's enough to pay all the entire course of all time.The funds will be invested sufficiently profitable, is not it?Money can be spent on the education of their children or the long-needed medical care of their loved ones.In general, even the experts believe that such investments are very profitable.After all, the cost of education and health services is growing every year.In addition to these investments do not require additional knowledge.In general, leading experts insist that savings need to try to invest in different areas, thus insuring themselves against possible failures.This means that the question of where to invest can an ordinary person, not so complicated!
