To ensure its financial independence should be set aside small sums of money, that is, on a rainy day.The ideal option would be to engage in investment, as funds will not simply lie somewhere in the envelope in a drawer.They will begin work on its owner.But the question is: "Where to invest small amount of money?"Because deposits are usually quite impressive.But small investments also are popular, even more than large investments.
Deposits
Perhaps the most popular way to make money "work" are the deposits.Strictly speaking, it is a proven method which is considered to be reliable and neriskovannym.If there is a question about where to invest a small sum of money, the option to deposit investment comes to mind is the first thing.From the diversity of the proposals put forward by the bank, dazzled.It can be recharged deposit, as well as those that can be increased during the term of the deposit.Interest is calculated either monthly or quarterly.Or they may be obtained by the owner of the account only at the end of the period for which the deposit was created.By the way, it should be noted that the interest is quite solid.Each bank offers its own, but as a whole, the average rate is 11% per annum.Thus, if the contribution amount to 100 thousand rubles, at the end of a person still get the top 11 000. Quite a good increase.By the way, many banks take deposits from small amounts - a thousand rubles for example.Of course, we need to understand that this sum will not be able to get a lot, but there comes into force the famous Russian proverb - a little better than nothing.
Reliability
course, thinking about where to invest a small sum of money, the man first of all take into account such factors as the reliability of a bank.Accordingly, he considers several options when choosing the best.Today there are a huge number of such organizations, and because of the high competition, they often hold a variety of promotions to attract customers.However, the reliability in this case - is paramount.Therefore, before you decide where to invest small amount of money, you must know that a good bank should be at least two years and have an official status.The top five most trusted banks included Sberbank, "VTB", "Gazprombank", "Agricultural Bank" and "Alfa-Bank".
"VTB" - a reliable investment partner
Many choose one of these options, wondering where to invest a small sum of money."VTB" - the bank that it should be noted special attention.This organization has a very wide range of services regarding investments.And this applies to both the currency and stock market.This securities transactions and transactions in options and futures, as well as access to trading, the acquisition of mutual fund shares and their sale, and more.The Bank uses the proven and effective tools and offers the best strategy for managing its assets.The list of services does not end there."VTB" is also engaged in brokerage services, creating special conditions for its customers and provides them access to the Forex trading on the most favorable terms.
Securities and precious metals
Not all people like the idea of opening a bank account and put money on it.And they are looking for other options.A good alternative is to invest in precious metals.By the way, some even put in a coin.But it's pretty risky option because the course associated with metals, rather unstable.And further.Jewels need to ensure appropriate conditions so they do not lose their marketability.In addition, a long-term investment.However, it is, nevertheless, succeeds and is profitable.No wonder many banks there are the so-called metal accounts - stored there purchased metals.But securities somewhat differently.To make a successful contribution, it is necessary to know the specifics of bonds and shares.To do this, there are consultations.It is worth noting that the shares are worth quite a bit (though one ruble), and can be very expensive (for some papers require tens of thousands of dollars).
modern investment
These include the PAMM.They appeared in Russia not long ago, only a few years ago.However, the income that can be derived from investments of this kind, is impressive.Many people are wondering about where to invest small amount of money on the Internet, came as a result of this.The principle is that the total number of funds placed by private clients and manages the money of relevant specialists (traders).In the end, the income is generated, and it is distributed among the people who have invested in the PAMM-account.The advantages of weight.First, savings are controlled.Secondly, they can quickly withdraw.Third, you can follow the work of the manager.And most importantly - you can make small contributions, which is an advantage, as each may try his hand in this matter.
Contributions cities
The question of where to invest small amount of money in 2014, is no longer relevant, as is entering a new, 2015. It's time to think about the future and decide which contributions will be more profitableto do this year.I must say that for the residents of one area can approach certain investments, but for others - not.Where to invest little money in Penza, for example?The property!It is a small town, but lately he actively built.Good idea to buy the premises and rent it.Or even try to invest in the business.In general, the way to invest, albeit modest, a huge amount.The main thing is to choose the most suitable option and pre-acquainted with all the terms.
