Today reported a lot of different banks that provide the same service all over the world, but how do they differ from each other?Most of them provide services for loans, deposits, exchange, remittance and many other operations.For example, consider a bank Renaissance Credit, reviews of its customers indicate that their financial institution performing functions efficiently and quickly, because this is what attracts new customers.On what factors we pay attention when choosing a bank?We analyze its financial statements before the start of cooperation?
rating of banks is based on many factors and indicators.It may be moneys that are on deposit, balance capital, interbank loans, financial performance, and so on.All these data are fed into the regular reporting, and based on them is based bank rating.For example, a bank Renaissance Credit has a fairly high growth rates: an average of 8 months, the monthly growth rate of more than 6 million hryvnia, and the average rate of rise in the percentage is 3.36.
How do we choose a bank?There are several options: a deep analysis of the activities and financial results, a forced choice or by exploring the attractive image of the company.
The first method is the most correct, because with its help you can be sure at least 95 percent in the stability of the institution.For example, there is a little-known bank, which had just opened and has no customer base.Would you have agreed to place it on a deposit of 50 thousand hryvnia?Probably not, because even there is no assurance that the company will exist in the next month and it does not go bankrupt.But the bank, which was established in 2006 and has a stable performance, you may be interested.That facility could be a Renaissance Credit, reviews can attest to the seriousness of his intentions for the financial services market.
other way are people who, for example, receive a salary, stipend or pension to a bank card.There is already the leadership of the organization signs a contract with a certain bank employees and just say that you need to go to such and such an office and get the card, which will be carried out regular payments.
third method, unreliable, and reliable at the same time.On the one hand, how to choose a bank based solely on a beautiful logo, bright advertising, or simply browse on the bank Renaissance reviews?Of course, someone might say that it is very dangerous for the financial health of the person.It is often said that the bright advertising hide failure in professional activity.This is partly true, but the question can be considered from the other side.Only a successful company can afford to hire a team that will be able to draw the attention of all people in the advertising slogan or poster of this particular bank.Is it easy to create a memorable logo and clinging?No, it is very difficult!And the example of Renaissance Credit Bank, customer feedback which confirms the high level and quality of his work, we can conclude that this way is not always doomed to failure, but, on the contrary, you can discover a very promising and reliable company!
So, each of us sooner or later becomes a matter of choosing a bank.The reasons may be different: the need for credit, it is easy to pay off the card, rather than cash, and so on, because the motives are different.There are only three common methods, they will help you choose a bank that is right for you.But perfect results can be achieved only when will be able to combine the analysis of financial results and the company's image, and in the case of banks such as the Renaissance Credit ratings also help to make the right choice!