account in the broadest sense of the term - balance account, which is intended to take account of all payments to creditors and debtors: legal entities and individuals, including credit, financial institutions and public authorities.
on personal accounts reflected held by individuals or legal entities financial transactions with banks, the tax inspectorate, utilities, bodies of state power.Each account has its own unique number, it must indicate the name of the bank where it was opened.One person or organization if necessary can open multiple accounts.
Each entity has the account in tax inspection, which opens immediately after the company's registration.On this account are accounted for all revenues, charges and additional charges, penalties and refunds (if they need them).
expense of citizens different from the accounts of organizations.Personal account of a citizen at his place of residence - a document reflecting the movement of funds, which are listed for utilities, maintenance and management of the house, hiring in its premises.
score in the housing includes all payments for services.To get such an account, you must contact the utilities with the documents for an apartment with a statement of account opening.Every owner has an individual account number.The new owner of the same apartment gets a new account, and details of previous automatically canceled and become invalid.
personal account can be opened in a bank to obtain, for example, a loan or deposit (deposit).A legal entity may open a separate account for settlements with a certain partner, supplier or customer.
To open an account in this case the company (legal entity) the bank must provide the founding document, the registration certificate, license.You will also need a sample of signatures of the persons establishing the account and receiving means;notarized printing - all in duplicate.In addition, the available evidence and confirmation from the tax office of the recipient of funds.Issued a statement to the account of the recipient is a contract and paid the commission.On opening an account requires a working week.If the bank fails in the discovery, it is obliged to return all documents with a written justification of the reasons for refusal.
personal account of a citizen opened about the same scheme, but it requires less paperwork.If you receive a plastic card account creation occurs later, since it is linked to the account, and not vice versa.While money initially credited to the account of the accounting department, and only then are displayed on the card.Therefore, the employee's personal account is created after the receipt of the bank card.It is used to record all information about payroll for the calendar year.According to it, it can be traced as payroll deduction.
payslip, which contains details of all the constituent elements of the salary, the size and the reasonableness of charges and deductions, the total payable amount of money invested in the account of each employee (paper) on a monthly basis.On the reverse side is a loose-leaf deciphering codes adopted coding system companies listed kinds of payments and deductions.
necessary when opening new accounts to take into account the purposes for which they are needed and properly explain it to the employee of the bank, so that later no problems with operations to transfer funds.Also, the personal account you should always specify exactly to avoid the misdirection of funds.
