How to open a savings bank and a bit of history

Sberbank of Russia - this is the most reliable, stable, experienced bank.171 years of its history - is not just a number.The bank has become the benchmark for all others.Extensive experience in banking has grown into something more.Sberbank is developing before our eyes, and in recent years to please its customers.

His commercials "take the quick" and raise questions about its financial position, its awareness of savings, cash management, savings and profits.The bank actually works for the good of the Russians, allowing them to take up the civilized ways of managing their own money.

We will not hide, not so long ago (10 years ago), to open a savings bank had a problem.Then even the Russians did not come credit cards, payroll services are not opened, there were no terminals and ATMs.And they were forced to open an account only pensioners and women who receive child benefit (as well as other social benefits).To conclude a contract with the bank, it was necessary to stand a huge queue.And God forbid if you get this to the bank on the day of the pension or benefits - all you say the judge.Moreover, the very conclusion of the agreement lasted for ages, and then had to defend another the same long queue to another cashier to make 10 rubles on the account opened (prerequisite).

Since then, much has been done in order to open an account in Sberbank was easier.

With the introduction of cards and install terminals queue poumenshilis significantly, though not immediately.People took time to get used to it.But the innovations did not end in the Savings Bank.There were a number of additional cash to be distributed among them all.Then put fences convenient for people to know where the end is, and where the top of the queue.

most enjoyable course with the administration of the bank was a survey of citizens.Everyone was able to specify the form in which the employee and why he did not like what he would like to change in the bank for a better service.After that, the bank employee became friendly, appeared in the hall administrators willing to guide each visitor to the desired window.

And now to open a savings bank has become easier than ever.Of course, soon to enter into a contract not suddenly become possible (after all, it's not a matter of minutes, especially when you consider the time for the issue of individual plastic card).However, the client can now wait for his contract to the couch without a nervous podbeganiya to the window, because the bank earned a radio on which a citizen called when everything is ready.In this case all the trouble of opening an account takes on a bank clerk.Customer can only sign the contract.

Another innovation, followed by the rest of the banks have become more suggestions on deposits.Translation paycheck is at stake - a savings account, storing the firm's assets - current account for the additional interest income - savings account.That is what pleases us today Bank.Current account opening, as well as other today, became possible and without visiting the bank through the Internet.In the Savings Bank, this service is called "SberbankOnlayn."But only if you are already a customer of the bank.

To open a savings bank for the first time, you'll need to visit the bank branch with a passport.Consultant in the hall will direct you to a specialist, which should tell you what kind of account (for any purpose), for how long and in what currency you want.The employee will talk about the nuances, and then give you a contract in two copies, one will stay with you.From you also need a sample of the signature that is required for further comparison signatures, so you should remember how you got married in this sample.If desired, you can provide a bank employee a telephone number, to accounting for SMS messages on income and expenditure of the account.After that, in the cash cab, you can deposit money into your personal account.From the bank you go to contract, savings book, and after 2 weeks you will be able to receive and personal plastic card for transactions via the terminal and the Internet.

visit the bank, opening an account will bring you a lot of pleasant emotions (especially for the Soviet people) on the quality of service, lack of queues and the preparation of documents as quickly as possible.