Economic crises: types, causes, impact on the family

economic crises, whether past or future, is constantly on the ear.Misery on the financial front - one of the favorite themes of the media and the fertile soil for numerous forecasts, expert organizations.

Types

Economic crises come in two basic types.

  • Nedoproizvodstvennye (characterized by a deficit of consumer goods).A striking example - the economic crisis in Russia 90's: empty shelves, food, releases the strictly rationed, queues for basic necessities.
  • Pereproizvodstvennye (characterized by serious prevalence of supply over demand).During such crises, most of the population does not have the money to secure a normal level of existence (mass poverty).A typical representative of pereproizvodstvennyh complications in the economy - the Great Depression of the thirties.

reasons

current economic crisis largely due to the global giperkonsyumerizmom - uncontrollable craving people to consume.Every year the range of products offered by a person grows: a new model of car, best collections of fashion designers, the newest brand of alcohol and food.Along with the growing consumption of the production volumes, the cost of goods and services, inflation begins (depreciation) of money capital.Growing debts: national, bank, consumer.All this leads to the fact that for the purchased liabilities (things do not bring benefits: cars, clothes, furniture), no one can pay.

According to the teachings of Marx, crises - is the inevitable companion of capitalism.Their occurrence is independent of management blunders, as the negative effect on the activity of consumers or corporations.This process Marx explains the very nature of the relationship, aimed at making a profit.

impact on the family

course, a sharp decline in the purchasing power of families, the inability to have what was previously available, have a negative impact on the emotional background.Grand capitalist crisis of the 1930s is not in vain was named "Great Depression."In the description of the people of this period is often used such epithets as numb, doomed, panic, apathetic, etc.Economic crises are hazardous to health: financial loss and anxiety about their future reduce life expectancy.Stock meltdown of 2008-2009 in the United States coincided with the peak of heart attacks and deaths from diseases of the cardiovascular system.

At the same time an interesting study presented Russian scientists they found that the global economic crisis contribute to the unity of families, their reunion (we are talking about complicated families) and the desire to live together.This trend is substantiated both sociological and economic points of view:

1) imminent danger centuries caused people to unite, to build in the home to support relatives;

2) live together more economical than separately, and the creation of unique mini-consumer cooperatives is intended to reduce the cost of food, utilities, gasoline, etc.

The scientists also found that the instability of the family budget makes people to increase the share of their income to the family in proportion to their spending.