What to do in case of accident, to ensure getting insurance?

What to do in case of accident, to enforce their rights?First, the driver must understand the company's main goal-insurers, which is to minimize the size of payments.Therefore, independent of human action, far from the law, are likely to be ineffective.Consultation with a lawyer will require some cash outlay, but will help to choose the optimal strategy of behavior competently execute the necessary documents and obtain the due insurance payment as soon as possible.For legal support necessary to address as soon as possible after the accident, in all cases, when it comes to large amounts.

Accident.What to do next?

to provide the evidence base, the driver is important to be clear about what to do in case of an accident immediately after its commission.At the conclusion of the insurance contract, the insurer is the company gives the customer specific forms of notice that must always be kept in the car.If for some reason they have not been granted, it is necessary to request their insurer to be able to in the event of an accident an objective description of the situation.

Filling notification of an accident is not an admission of their own guilt or innocence of the driver of the other vehicle.This document is required to reflect the pattern of the incident and should be used for any harming transport, property, life and health.Notification is a double form, in filling which information is copied to the second sheet, and each participant receives one copy of it.Entries are made on the front of the scene both drivers and certified by their signatures, which of them will provide the form does not matter.

What to do in case of accident, if the other party refuses to fill in the notice, and sign it?In this case, you must do it yourself and send a copy along with the application for compensation against his insurer with details of both cars.If the driver refuses to provide a second copy of the notification, you need to fill it alone, make a note in "Notes".

What to do in case of accident, to properly fill out a notice?To do this, you need to carefully read the supplied instructions, and make the information in accordance with the data in its recommendations after the separation sheets, no corrections and additions are not permitted.Particular attention should be paid to the following points:

  1. Try to find witnesses to the accident and provide information on them in paragraph №7, as such, fit passengers affected vehicles.
  2. detail record obtained damage and ensure that the other members did not enter anything extra.Damage missing in the inventory can not be recognized related to this accident and are not included in the amount of compensation.
  3. Create a detailed outline of the accident and carefully fill in item 16, offers the driver a choice of 20 accidents.It is necessary to point out one or more of them in accordance with the maneuvers of vehicles.Driving accidents and the information referred to in this paragraph, should not contradict each other.It should be noted that during the proceedings take precedence data item 16.

What to do in case of accident to the documentary description was as objective and reasonable?Despite the desire to save time, it is necessary to cause traffic police for registration of the incident.Drivers must make sure that the damage referred to in the inventory, the inspector recorded.Also it is necessary to ask someone from the traffic police notice to assure his signature with a breakdown of positions and names.

Notification has the opposite direction, which is filled by the insurer, claiming to be indemnified, on their own.After entering all the necessary information is supplied to the insurer together with the application for compensation within five working days of the accident.