Incomes - is the amount of material goods and money made or received for a period of time.Role of revenue is that consumption depends on the size thereof.
Cash income includes all financial income in the form of wages, income from business activities, various allowances, pensions, scholarships, from property, interest on deposits, rents, dividends, gains on sales of securities, services rendered, and so on.
income level is an important indicator of well-being of members of society, because it determines the possibility of wind and material life of the individual: a good education, recreation, meet the needs of maintaining health.
To analyze the level of income and their dynamics using indicators such as nominal, and real disposable income.We consider these in more detail.
Nominal income is the absolute size of the money income, pensions, payroll, expressed in current prices.
Disposable income - the amount that can be used on personal savings and consumption.To measure the dynamics of the indicator of real disposable income, which is calculated based on the price index.Thus, if you want to calculate disposable income, the formula looks like this: disposable income = nominal income - taxes - compulsory payments.
real income includes the amount of goods and services that a consumer can purchase within a certain time on disposable income.In other words, adjusted to the dynamics of the price level, that is the quotient of the disposable income of the consumer price index.
There is also another definition, according to which under him understand the part of the national income, designed to meet the needs of the population and created in the production process. Thus, gross national disposable income is to reimburse the labor costs, that is all the mental and physical ability of the population that have been spent in production.
However, in today's society there is unequal distribution of national income.As a result, certain categories of public resources are not sufficient to maintain the vitality at the required level.In this case, the state is forced through the budget, and entrepreneurs through its own profits to replenish public finances and thereby increasing disposable income.
At each stage of the life of a citizen of the country, and his family has different opportunities for cash.At each stage, they have their own needs, they face the corresponding stages of life problem.And they seek to meet the needs of different ways.
Disposable income depends on lifestyle, belonging to the class, disability, health, market opportunities, labor market conditions, the risk situation and other factors.
Belonging to a social class requires the citizen to lead a certain lifestyle, peculiar to that.To be able to act according to value ideas, to meet the needs and interests requires a certain level of income.
Sustainable consumption is ensured by the accumulation of funds, creating funds and their redistribution.Those surpluses that were formed in good years, and are then redistributed in the less profitable periods.It caters to the needs of the population and to maintain a stable standard of living.
