no secret that many of the company after its opening closed quickly declared bankrupt.This is due not only to lack of demand of their services or goods, with the change of the market situation, but also with the management errors, many of which can be corrected (to change the location to a more favorable).But there are those who will quickly lead to the closure of the company, and to correct them too late.
Experts attribute the high percentage of burnt enterprises flaw of his actions against financial firms.Namely the inability to correctly distribute, manage the funds of the enterprise.Such an error is detected by means of special formulas - financial stability.
These figures reveal what means, at what stage and how to use.Allows us to understand as they should deal with their own means and credit loans.In time to make an analysis could have saved the company from ruin.
competent approach to spending
Advertising costs, rental of premises for office supplies, staff salaries and other items can make a decent amount each month (which is a stretch at the office ...).The secret is to cover more than 50 percent of the costs their own profits (absolute indicators of financial stability).
In addition, each item of expenditure must be justified.An employee who receives a salary of 10 thousand. Rub., Must perform their duties in full, deliver real business benefit, participate in the life of the company as a whole, even if it is not part of her duties.Then we can think about the bonuses and other incentives.Advertising costs should also be justified.If you are not working for the whole of Russia, and your office is a small corner of a small city in the country, it is not necessary to invest about 30 thousand. Per month in advertising on the Internet in any major portals, whose administration promises to distribute information about you, "in the right places"network.While this is not your scale.It is better to place the money more ads in the local newspaper, which is read residents fall under your target audience (potential clients).
Many managers, being creative and resourceful people (sort of entertainers) are constantly taking steps to develop their own businesses, improve the quality of goods or services.These steps can be costly, and may be carried out on a free basis.Before making a risky move, for example, to open another office, which will bring more costs is to calculate how much he is justified, and whether other, cheaper methods to achieve the same goal.
Thus, financial stability is closely linked to the notion of liquidity (for timely payment of short-term payment), and the solvency of the whole.If, for example, an employer can not be on the appointed day to pay the salaries of employees - this may be a sign of the instability of the company.For final output requires a comprehensive analysis of the calculation (to which we return below).
competent analysis of the existing situation
To make sure that you conduct business correctly, or understand that things are not quite right, you must make the appropriate calculations.Experts recommend hold them once a quarter or even a year.Financial Soundness Indicators are divided into relative and absolute.It is through them, you can learn everything you need to position the company in the market, its prospects and shortcomings of management of own and borrowed funds.
relative financial stability indicators reflect the need or dependence on the creditors and investors.Position Company estimated the ratio of debt and equity.Accuracy of calculations is offset coefficients: agility (the ability to cover the costs of its own funds and borrowings for the reporting year), the equity ratio (as an independent company from creditors and investors).The data obtained are compared with the previous period (if there are more the firm was not, then with peers in organizations).Since the forecast is carried out of the situation.
Financial stability can be detected on the basis of accounting reports (assets and liabilities) for a certain period, compared with the previous data or ideal indicators that can be taken from official sources: the recommendations of the Economic Development Ministry of Russia.
deep analysis of the situation is required when it comes to large industrial enterprises.To calculate better to invite qualified professionals, providing them with all the accounting documentation.
