Social Insurance Fund - an organization that is required to regulate the legal relations between the state and citizens who, for whatever reasons, is inoperative.
concept and features of the FSS
Compulsory insurance is often carried out in enterprises, especially where there is an increased risk of injury.The reasons for the payment of benefits may be several: illness, disability, pregnancy and childbirth.Naturally, in each case is assigned to a size of payments, as well as the duration of their receipt.The budget of the organization formed by the state, based on the resources that are at his disposal.
There are many nuances that must take into account the FSS.For example, it is necessary to calculate payments to determine the source of the finance fund, consider all the individual cases that do not allow the aid to pay the insured person.
Structure and management of FSS
All activities regulated by the Constitution of the State Social Insurance Fund, the relevant legal framework, as well as presidential decrees and government regulations.The fund - a financial institution, all property and funds which are the property of the Russian Federation.
provided to control the organization, there are different bodies:
- regional offices, which are responsible for those finances, which are distributed on the territory of the state of the subject;
- the central sector management;
- branch offices in cities and towns.
most important director is chairman of the FSS.It is he who is the head of the central administrative apparatus.Own funds manages the chief accountant of the organization.For the control of the Fund are the trade unions and the Commission on Social Security.
What cases are considered by insurance and what types of insurance coverage available?
What FSS, you have already partially realized.We must now sort out the cases in which the payment is supposed to help.So, it is assigned to the case:
- the death of the insured person or any of his family;
- loss of efficiency as a result of pregnancy and childbirth, injury, or due to other cases stipulated by the contract;
- care of the kid who has not attained the age of polutoragodovalogo.
In addition, there are several types of insurance coverage.For example, one-time and monthly payments for child care;one-time assistance for burial, as well as assistance to people who are temporarily unable to function because of injury or illness.However, the money transfer to the personal account of the insured person is not allowed.
main goals and objectives of the Fund
What FSS, clear, and now deal with those, what, in fact, engaged in the organization.Thus, the main objectives of the Fund are:
- establishing cooperation with similar organizations, both within the state and outside it;
- active participation in all government programs that protect and preserve the health of the population;
- providing support for people who need rehabilitation, rehabilitation or treatment;
- take all necessary measures to maintain the reliability and financial stability of the organization;
- joint (the Fund and the Ministry of Labour) to develop payment of contributions to be paid by the insurance object;
- improve the professional level of employees represented by the organization.
Social Insurance Fund (SIF) is required to monitor all insurance benefits provided by the state.
What category of citizens should always participate in the program?
There are several groups of people who should be necessarily insured:
1. Municipal and state officials.
2. Persons who occupy important government posts.
3. Women who can lose the ability to work due to maternity.
4. Priests.
5. Private entrepreneurs, legal professionals, notaries.
Features and content sources of the Fund's financial
What FSS, we found out.Now understand, where does the money in the Fund that are paid to this category of citizens.It should be noted that the budget of the FSS fixed by a special law.In order to pay the FSS could help, he must have some source of income, which include:
- unified social tax;
- revenues that come from the payment of other types of fees.
In addition, the FSS have non-tax sources of revenue:
- periodic payments from the federal budget, which passed the Social Insurance Fund;
- financial gains obtained from the placement of the company cash that had never before involved;
- civilian voluntary insurance contributions;
- fines, penalties, arrears and other sums of money that go to the budget of the Fund as a result of compensation for injury or damage;
- other income.
Naturally, all the finance provided by the organization must be distributed so that they sufficed fully to all payments for a long period of time.In the budget should not be excessive resources.
To get help, you must be a member of the FSS.Form filling is provided in the Fund.The size and order of payment of contributions is also regulated by the current legislation.For assistance, you must contact the appropriate territorial body of the statement.Regarding the amount of the contribution, it depends on the rate established by the state, and is calculated based on the minimum wage.The contribution shall be paid once for the entire year.Perform this procedure should be before 31 December this year.
There are several ways fee payment: cash or bank transfer and a postal transfer.All financial activities of the Fund are subject to strict accountability.
What is the FSS and how the organization provided you have already learned.Now you can decide whether you get a group of people who need compulsory insurance.
