law on compulsory insurance came out a long time, it provides an insurance policy insurance.And if you run out of this document, or you left it at home, or insurance is discharged to another name, the legislation provides certain types of punishment.From this article you will learn what penalty, if not written in the insurance driver in driving, you can pay.
Let's look at a situation
For example, you go to nature to fry kebabs.And what kebabs without alcohol, right?Suppose someone very important has decided not to drink and drive home the entire company.But the owner of the car did not enter it into the main insurance policy.During that punishes, and need to go home.After all, as the current status of the driver of the vehicle on his hands he should be the policy, otherwise it could be fined and remove the plates.Which is fine, if not written in the insurance charge your buddy sat down behind the wheel, you can write out?Car owner should write the name of his friend's authorization to operate the machine, and he could be near him.In this case, if the "taxi driver" is not inscribed in the insurance, the minimum penalty - only 300 rubles, but it is not imposed on the driver, who was driving the car without insurance, and on its owner.
But in this case there is a big BUT!If your friend is not included in your insurance policy, but got into an accident, that under current law the insurance company still has to compensate all the damages to the victim.However, for this you will regress insurance, ie the insurance company to court for compensation of damages, not provided for in the insurance contract.And it will be more terrible than the fine for a driver who is not in the policy.
Which is fine, if you do not fit into the other driver car insurance, provided by the legislation?
There are situations when you have to sit behind the wheel of a foreign car, or your friend or relative asked for your machine at a time.You have the option at registration insurance MTPL enter several drivers with valid driving license.If you sat behind the wheel of another car, and no information about you in the CTP insurance policy, you will be fined, will make the administrative report indicating the reasons for violation of Article in the Administrative Code.The inspector will remove serial numbers from the car.What is the penalty?If not written in the insurance - will have to pay about 800 rubles.Restrictions on the use of the vehicle to operate as long as the causes are not eliminated the imposition of punishment.Although after paying a fine, you can for 24 hours to use the vehicle and get to your destination on time.
What should be done to avoid being fined on the road?
Ask the owner of the car to take care of you on the list of drivers who admitted to the management of this vehicle.And then he is no longer a question of whether you want to enter in the insurance of drivers eligible to drive.
