Profit - is the result of the company or a bank, which is calculated as a mathematical residue between revenue and expenditure.Profit - the main purpose of creation, both banks and businesses.
The following types of business profits, functionally interconnected: net, gross, sales, profit "before tax" on banking operations, profit from ordinary activities.
main factors influencing the increase in company profits, a lot of factors, and the distribution and calculation of profits of the enterprise or be the most difficult procedure process management.The problem of competent distribution of profits is most acute facing many companies in today's market conditions.
Types of business profits, are considered as an important indicator of all its activities, and not only in the case of calculation of its absolute value, but also taking into account the ways in which the income was received.
All kinds of company profits - are sources of any bank or enterprise resources improving the welfare of all its members as founders and employees, the basis of their resource base.For example, as sources of bank resources are considered types of profit enterprise in the field of passive operations.All these operations are quite diverse, and therefore in their implementation, and formed a variety of types of resources: its own and attracted.
Taking into account the constant increase in resource requirements for implementation, public programs, and to meet customer demands for resources increase in the volume of the resource base of the company or a bank should be at the expense of:
- active work on the preservation of established consumer and customerbase;
- the formation of a positive image of a reliable bank or company with solid founders;
- attraction to cooperation of new legal entities;
- identification of industrial and commercial ties (cash flow);
- accumulation of information-intensive enterprises-competitors;
- to attract deposits on long-term funds (both ruble and foreign currency) as a major customer, and non-clients of the bank;
- more active involvement of enterprises and banks through the sale of securities (bills, certificates of deposits);
- constantly activated by working with individual contributions;
- entering new markets to search for strategic investors.
very important factor influencing the profit is the level of effectiveness of cash management of the bank or company.It provides a degree of self-expansion of the level of income and capital of a business entity.
very important when cash flows to take into account the factors of time and risk.There are reflected the fundamental properties of money and the probability of loss of the actual or planned cash flows associated with the magnitude of the positive difference Mezhuyev cash flows.
In connection with the concept of time, risk, and profitability when considering the options of cash flow, highlight the liquidity factor.That liquidity is designed by imparting flow patterns in time to limit the risks and thereby allow the company to gain a higher level of income.
cash flow is capable of generating economic benefits, so it is very important when cash flows to take into account the factors of time and risk.There are reflected the fundamental properties of money and the probability of loss of the actual or planned cash flows associated with the magnitude of the positive difference Mezhuyev cash flows.
In connection with the concept of time, risk, and profitability when considering the properties of cash flow, highlight the liquidity factor.It is designed to liquidity through appropriate structures of cash flows over time to limit the risks involved and thereby contribute to increased profits.