brand created by LLC "Shop Small Loan" in Ulyanovsk in 2008, is now known for many residents of the Russian Federation.A year since the founding of the organization began for the development of new cities and towns.Since 2011, the company "Bystrodengi" has the status of an MFI.The popularity of this financial agent continues to gain momentum.Consider all the main points that are related to "Bystrodengi."Reviews and employees of this organization dedicated to granting microloans are highly controversial.
Job tellers taking clients in the offices of the MFI, estimated visitors in the first place, and not always positively.
Operating Theatre Company: reviews with a "plus»
- customers like small and cozy atmosphere in many departments of the organization.
- regular visitors satisfied with the attitude of the staff and the quality of services provided.
Individuals who do not have a relationship with the staff, have expressed negative opinions about us "Bystrodengi."
Cash and currency transactions: reviews with "minus»
- Individuals who commit bank foreign exchange operations, complained that as a result of the slowness and incompetence workers operating room to convert money is made very long.During this time, due to changes in exchange rates are losing customers rather large sums of money.
- are cases when office staff refused to serve clients with low vision, in particular, have forgotten the house points.
- Individuals complain that the service is very slow, because not enough workers in the offices of banks "Bystrodengi."
- Reviews entities allow us to see that the process of opening a bank account in the organization strongly tightened.Instead of the promised 1-2 days customers have to wait for 3-4 days more.
lending is considered a priority for the MFO "Bystrodengi."Reviews borrowers (real and failed) with respect to the issuance of loans are very contradictory.
operations on registration of loans: reviews with a "plus»
- obvious advantage of the organization is the speed and efficiency in the issuance of credit.
- not require documents confirming the receipt of the applicant income - reference 2-PIT.
- In the event of an emergency, you can contact the company with a request for deferment of payment or equivalent.
Issuing credit: reviews with "minus»
- primary and most significant drawback of this finance company - prohibitively high interest rates on loans.
- Customers dissatisfied with the fact that the form of contracts, provided the MFI is able to enter a potential borrower misleading as there indicated day rather than the annual interest rate for credit facilities.
- Making loans made by employees "Bystrodengi" without a proper analysis of the solvency of accessing them individuals, with the result that loans are made to people who are unable to extinguish the debt (students, mothers of large families).Then have to pay their relatives.
- Workers MFI-issuing loans to borrowers are not always reported that the contract will be provided the item "Insurance", and therefore the size of the loan will be increased by the amount of fees to be paid by the insurance company.
Jobs "Bystrodengi»
reviews the company's staff also divided.Employees who have resigned from the organization, as a rule, do not say anything about his work good.Those relations have developed in a team, continuing their activities and speak about working conditions in the MFI with warmth.
with "plus»:
- employees are paid very worthy completely "white" wages.
- schedule established by the leadership of the organization, many workers believe the company is very convenient.
- Transfer of salary is made in a timely manner, the delay does not happen.There is an opportunity to work overtime for the double payment.
- Young people who have just passed the banking profession, have a chance to get a good job in "Bystrodengi."Feedback from staff confirm this fact.
- There are career opportunities for those employees who are seeking to develop.Manual MFI encourages active and competent young people.
- for employees' Bystrodengi "arranged a variety of activities that allow to express themselves and get a reward (various contests and promotions).
with "minus»:
- Ordinary employees are not related to the management personnel, relies very little social package.
- MFI employees are not compensated for travel expenses associated with the passage of training in other cities (workshops and seminars).
- frantic pace of work in MFIs need to perform various tasks and be responsible for different parts of the work is not suitable for all people wishing to settle in the "Bystrodengi."
- reviews on permanent control (the use of video surveillance and wiretapping) can be heard from the staff of the MFI often.
- systematic verification inspectors and auditors, as well as failures in the office software is often nullify the efforts of employees - they are often deprived of earned premiums.
- Not all branches of MFIs are normal working conditions: no room for rest and food, staff are forced to clean up the room after work.
- The company has a very strict dress code.
general conclusions about the work of "Bystrodengi"
Guest workers, beneficiaries of loans and other MFI clients lead to the following conclusion: the organization provides plenty of opportunities for all categories of customers and employees.As with any operating company, "Bystrodengi" There are supporters and detractors.What are your relations with this client MFIs - it depends on him.
Should I apply to the MFO "Bystrodengi"?Reviews loyal customers and staff of the organization allows new clients to choose.However, the final decision will be taken directly to consumers of financial services.
