Loans secured by land as diverse as the numerous mortgage programs to purchase housing.Hundreds of banks offer a way to solve the financial difficulties for customers who own the land.Specific parameters depend on the borrowing bank and the loan program, the terms of repayment of the alleged obligation and the required loan amount.It is possible to manage to attach a variety of areas both for individual housing construction or commercial construction sites and agricultural land.Let us examine the actual credit products related to land.
unlimited credit on the ground of "Ak Bars"
Bank "Ak Bars" will give readily borrow money not only in the provision of security as a residential or commercial property, relevant and loans secured by land.Includes borrowings on such a program to individuals for up to 10 years in the amount of 10 000 rubles.Interest rates are in rubles - 15,9-17,9% per annum, and in dollars or euros - 11,9-13,9% per year.The land, which takes a pledge, "Ak Bars", shall relate to the category of land settlements.The site should be evaluated, as well as the insured.
money bail in farmland "Rosselkhozbank"
take a loan against it is possible and in the "Agricultural Bank", but not all areas are suitable for handling in the bank - it will suit only agricultural land.This loan can be obtained for any current or investment purposes as a private individual and legal persons or entrepreneurs.The maturity of up to 8 years.Mandatory independent assessment and insurance of land in favor of the lending bank.Other parameters of borrowing individual and are determined only after an assessment of the potential client.
"Tetrapolis" ready to give land for up to 45 000 000
Bank "Tetrapolis" will provide a three-year loan secured by land, cost from 300 thousand to 45 million rubles.The size of the loan at the same time can be up to 100% of the collateral value of land.The decision will be made quickly, and the money will be transferred within 3-7 days after treatment.The rate - 14-18% per annum in rubles, or 10-17% - in foreign currency.In addition, it proposed to issue a policy of personal insurance.
What can we build a house ... with "VTB 24"
But the bank "VTB 24" loans secured by land offers not available to the consumer purposes or business, and for a specific task - building a house on the plot, whichIt will be granted bail.Issuance of the loan can be made in tranches 5 - at least the end of the various stages of construction.The refund process solid - from 3 to 30 years.The minimum amount of the loan - from 490 thousand rubles, and the maximum limit is 200% of the value of the land.The cost of credit resources - by 12.1% per annum.
Domestic banks offer a variety of loans secured by land, you can only find the best option to borrow money with minimum overpayment.
