If you decide to expedite the transformation of your space, then come to the aid of targeted credit programs with the financing of repairs.Their distinguishing feature is the requirement for the involvement of professionals - to pay cash with a team of guest workers from borrowed funds fail.In what the bank is better to take credit for repairs apartments, and where the most suitable conditions for the conversion of your family nest?
Half a million of the bank's "Orient Express"
This bank is ready to provide up to 500 000 1-5 years to improve the quality of life - an apartment or house repairs."Orient Express" will contribute to upgrade your home for a fee at a rate of 23.5% per annum, if you are a regular customer of his, and of 26% per year, if you come to the bank for the first time.Credit for the repair of apartments issued without the involvement of guarantors and collateral design.
decision to grant the said financial institution takes 5 minutes, and the need to process a regular passport and one of the documents for real estate:
- certificate of ownership;
- privatization contract;
- contract of sale;
- will;
- court decision;
- contract of employment service housing.
age requirement set in the range of 21 to 65 years, but the representatives of the younger generation - 26 years - tougher requirements: to get credit for the repair of apartments here, they will have to prove their ability to pay and confirm the employment rate.
Construction of apartments, "turnkey" from "CreditEuropeBank"
Not only loan for the repair of apartments can be financed via "CreditEuropeBank" - borrowed funds can be spent on the purchase of building materials and the purchase of goods for home and interior.Customer financial institution can be without a personal visit branches, enough to apply to a partner organization of the bank, which provides services you need, or selling the necessary goods for repair.
Available this consumer credit for repairs apartments to citizens of Russia about 21 years, and women can take the money and 20 years, with payment of 10% of the costs out of pocket.The approval of the application is, in addition to a passport, and to present additional documents, including income statement, and a certified copy of the work book.
Mark can be up to one million rubles for up to 5 years.Terms of borrowing and the cost of funds is determined by the selected program lending.You can arrange instant credit for 3-12 months under 21,5-30,3% per annum or the standard loan for two years and under 17%.Or, for 5 years at 23-25% per year under the program "Easy choice."
repair of housing with the bank "Russia"
there own programs and regional banks.For example, "Rus" provides the money for the overhaul of premises or in the completion of the construction of a country house and its finishing.Collateral for the loan serves the repaired apartment or object under construction, and later himself a private house.
Get a loan to repair apartments are residents of the Orenburg region in the amount of no more than 60-70% of the appraised value of the property - from 100 thousand to 1 million. Rubles.Term loan repayment can be up to 7 years.The rate on the loan - from 13 to 25% per annum.
to said consumer loan for the repair of apartments can apply not only to employees aged 21 years and retired employees of public sector, private entrepreneurs and self-employed individuals - notaries and lawyers, which banks usually do notvery much and favor.The list of required documents includes not only the papers confirming the stable financial condition of the client, but also a package of papers for the registration of the mortgage contract.In addition, it is necessary to insure the collateral, and if you want you can arrange personal insurance policy or surety draw to lower the rate.
As you can see, the options on how and where to take credit for repairs apartments in the domestic market of banking products - a lot, so you can pick up a suitable solution without much effort, just need to carefully review all the proposals.
