To maintain the national economy in the sector railway transportation in 1994 was established the bank "AMFI".After time has been changed its administrative-organizational form in the CB "Transport" bank, which reviews and positive today.Commercial organization is small and focused on customer service in Moscow and the region.Regional Bank is working with countries such cities as St. Petersburg and Yekaterinburg, Perm, Smolensk and Belgorod.
Main activities
«Traffic» bank, which reviews are more positive, as the financial institution regularly performs its obligations, was originally focused on servicing a wide range of individuals and legal entities.Among the wide range of proposals, it is worth noting the most popular:
- financing and commercial entities and private individuals.
- Making deposits and placement to accounts of financial institution funds.
- KRO.
- Investment offers.
- sale of precious coins.
- rental of safe deposit boxes.
- Complex obluzhivanie bank cards and payroll.
- All sorts of manipulation of currency transactions.
- Mortgages.
Internet banking and problems in his work
significant achievement in the financial institution was the introduction of a service called Internet Banking.Each client of the bank can independently via the Internet to carry out all sorts of manipulations with the cash flow.In the future, this innovation has set a higher level of "Transport" bank.Reviews of establishing more positive, but an online service, you can often meet a negative feedback, as often it is simply not available.
key moments in the history
financial institution easily survived the crisis of 2008, and most of the credit belongs to the financier Shishkhanov.For recovery of the bank to the level before the crisis had to spend at least two years.Significant role in this matter was played by the new president of the institution Lomanova, who was appointed to the post in 2008.Until 2011, the stake in the amount of 99% owned by spouses Lomanova.After the sale of shares of "Transport" bank reviews which in most cases have a positive connotation, continued maintenance of wide-Group "The new transportation technologies."At the moment, the owners of the bank are both a few powerful individuals.It Serebryannikova and Sorokin, Mazanova, Zhenetliu and Fez.
little about the achievements and ratings
Bank "Transport" in 2013 realized significant financial breakthrough and increased its assets by 23 billion 600 million.This represents almost 2.5 Is the increase in available capital at the time.Expansion has been achieved through the active involvement of both private and commercial vehicles.In 2012, net income of financial institutions reached 96 million rubles.The authorized capital in 2013 was only 800 million.It was during this period of the rating agency "Expert RIA" institution awards credit rating at "A".This characterizes an institution solely on the positive side, talks about its stability, a high level of reliability and trust.There were a positive outlook for the future.According to the latest official data, the total assets amounted to 29,321,395 thousand rubles.Bank "Transport", the rating is pretty good, I took on the value of 144 in Russia.The amount of capital is equal to 2,402,169 thousand rubles, which corresponds to 195 place among Russian banks.The volume of loans - 20,626,429 thousand rubles, and deposits - 17,633,608 thousand rubles, which corresponds to 122 and 113 place.The total amount of profit for last year was 382 027 thousand rubles, which allowed to reach 144 places in the ranking.According to the online project BankStars.ru, financial institution has received 4 stars.With regard to the well-known rating agencies like Moody's, Fitch and S & amp; P, they can not assess the reliability of the bank, "transport", just beating it to their attention.
Recent News or temporary difficulty
representative agency "RIA expert" reports that the financial institution makes payments on paper, ceasing to use the electronic format.This is due to the fact that from 21 April this year, the Central Bank is disabled bank "Transport", feedback from staff which is always presented in a positive way, from the system of banking electronic payments such as urgent.As suggested by a specialist agency, it may indicate a lack of liquidity within the financial institution.A little earlier the agency "RIA expert" reported that the credit rating agencies is gradually reduced, and today is not equivalent to a category "A" and "B".The decision to downgrade was based on the use of paper-based bank, which significantly prolongs the timing of bank transactions.
Recent changes in the
Despite the fact that by the end of 2014 Bank "Transport" reviews the depositors which has always testified to the performance of the latter's commitment has been recognized by a reliable, today we can see some failureshis work.In particular, some customers are saying about delays in the payroll, of which no one says anything.There is a stopping deposits, including the completion of the existing ones.This warrant was issued on April 16 the Central Bank for up to 6 months.All contracts, according to representatives of the financial institutions that were signed until April 16, will be executed in accordance with the regulations.This includes interest on deposits and withdrawals.
What do customers and employees of the bank?
Bank "Transport" encountered some difficulties, but it does not affect the performance of its obligations.Most of the reviews of the financial institution are still talking about it on the positive side.According to the staff of the Institute, their work did not change.Immediate charge of labor fees and the full implementation of obligations under the employment contract occurs.You can not find a flurry of responses, in which people complain that the institution does not pay.Based on the analysis of this information, we can speak about the health of the bank, despite certain obstacles, which, in principle, in 2015, had to face almost every agency, offering its services in the financial sector.
Projections for the future and reliability
Bank "Transport", whose rating was downgraded recently to the "B" category, is located on the scale of "Expert RA" in the framework of a satisfactory level of solvency.Forecast according to the rating, it sounds like "developing".This promises a high probability that in the near future financial performance of the enterprise do not change.Bank "Transport" was marked "rating under observation", and analysts pointed to the low profitability activity.Speak Now that awaits a financial institution in the near future, it is very difficult.All that remains to do - is to follow the latest news and to keep abreast of.
