How to buy property and do not become a victim of fraud?

click fraud protection

real estate market - one of the most disputed and risky areas.The lack of legal education, sufficient experience and knowledge can cause complete loss of funds.Fraudsters, unscrupulous sellers, incompetent professionals registration services - all, alas, the realities of modern Russia.Experts largest suburban real estate agency TSAZN prepared some recommendations to citizens.

How to avoid fraud?

faced with criminals citizen can at the stage of selection of residential property.That is why lawyers do not recommend:

    • buy an apartment, house or other objects on the ads in the press;

    • visit the site alone (it is better to invite one or two adults, capable of witnesses);

    • enter into any transaction, to sign papers on the first day of our acquaintance with the seller.

especially dangerous to pass the first day of deposit or advance payment.The fact that most of the fraudulent schemes aimed specifically at obtaining from the victim cash.After that, the criminals are hiding.To avoid fraud, according to lawyers TSAZN , the buyer may, observing certain rules.

demand the passport owner

Demonstrate sold property must be the owner or a person authorized by power of attorney notarized.The buyer can verify this by checking the passport data and the information specified in the title documents.In cooperation with the representative of the owner, it is important to establish the presence in the text of the authority for sale particular object.

Operating title documents

sell real estate is entitled to only the owner.Buyer is not necessary to enter into any transactions with the users premises or others.Document confirming the authority of the owner are:

    • deed of gift, purchase, exchange stamped registration service;

    • certificate of registration rights;

    • an agreement of transfer of rights to the mark BTI notary or concluded before 1999;

    • certificate of inheritance;

    • judgment on the recognition of the owner.

documents without stamps, decorated by hand and other papers, causing doubts about the authenticity, shall be grounds for refusal to bargain.Buyer should be aware of the joint disposal of buildings and land on which they are located.

vigilant

Very often citizens are faced with trying to sell one room under the guise of another.Before the conclusion of the transaction is necessary to ensure compliance cadastral numbers and addresses of the data specified in the documents.In addition, the examination room should be made in the form of the act, and all the flaws be prescribed in detail.Such an approach would make a claim upon detection of hidden material defects in the future.In some cases, we recommend that the construction and environmental impact assessment.

How to avoid conflicts?

Unfortunately, to completely eliminate the risk of disputes with the registration of the transaction is not possible.However, under certain rules, most of the conflicts can be avoided.

Identifies encumbrance

Before delivering cash buyer should ask the seller to provide an extract USRR.This document lists all existing arrests, liens and other encumbrances registered.If any registration of the transaction and transfer of rights to the new owner will be difficult.

solve the problem with residents

lawyers do not recommend to buy accommodation, right of use is reserved for individuals.The promises of the imminent removal from the register are not guarantees of performance.That is why the rights of all residents must be stopped before signing the contract and the transfer of funds.

execute documents

list of papers required for processing the transaction, determined in each case individually.With the implementation of the premises which are in common ownership, required notification confirming compliance with the pre-emptive right of purchase.Real estate transactions minors or incapacitated persons requires permission of the guardianship.Upon the transfer of the apartment or house of the spouses must be notarized consent.

Thus, care and caution will allow citizens to avoid major risks.However, to fully protect the interests of the buyer without the participation of a professional lawyer can not be.Relations are multilateral and deception schemes are constantly changing.