Each state tries to help its citizens.In our country, there are several types of such support, among which occupies a worthy place a tax deduction.In fact, a partial refund of income tax (PIT) in the amount that is spent on health, education, housing, etc.
Despite the attractiveness of this method to return the money, many citizens still do not know how to get a tax deduction.Therefore, each year significant funds allocated to such needs and remain unclaimed.
What are the scope of the preparation of the deduction
We will try to answer some of the questions related to the acquisition of property.Here, the procedure for obtaining the deduction is one of the most difficult.
To find out how to get a tax deduction for the start address to the Tax Code.This important document sets certain limits which must be entered in order to get the long-awaited money.
Here are the main constraints:
1. It is available only once.Whatever the number of apartments and houses not purchased subsequently more the state does not provide such an opportunity.
2. The citizen must pay personal income tax, the tax rate should be equal to 13%.In addition, returning only those funds that are paid to the budget with the appearance of the property.
3. Get a deduction can only be the owner upon presentation of the relevant certificate.Allowed to issue money in the sizes of shares if more legitimate property owners.
Some features of a procedure in the case of acquisition of housing under construction.The reimbursable costs can even include the cost of acquisition of rights to real estate, and, of course, for the purchase or construction finishing materials.
question, how to get a tax deduction for buying apartments, often confronts young families, issuing the mortgage.Usually these loans are subsidized by principal.The deduction applies only to the interest on a mortgage.But this greatly facilitates the financial burden.
How to get a tax deduction - one to turn
for prior consultation should contact the tax office, which oversees the residence of the applicant.Its experts will explain how to get a tax deduction, and what documents are required to issue.This can be done in person.
But there is another easy way - online.Now inspections are aimed at servicing of taxpayers, so feel free to ask questions and e-mail.The main thing - the right to formulate them.The answer is sure to come.
However, it is a theory.Papers still make out the applicant and edit it too many times.Moreover, it should take into account one very important fact: all the documents proving the costs must be genuine and properly composed.Inspection of all carefully check, and if you find a discrepancy, there could be trouble.
course, this dialogue requires significant investment of time and skill to draw up a request.If there are not, then you can use the services of professionals who know in detail, how to get a tax deduction.With them is a contract for services (optional), and gave the documents.Will wait for the result.
And finally, it should be well prepared to receive funds.Before you get a tax deduction for the apartment, it is worth wondering which way the money will be given.Cash is completely eliminated, so is the passbook or debit card.Banks somehow prefer the first option, the citizens - the second.However, at a certain perseverance, you can find a compromise.
