of "growth of the bank," having experienced the problem back in 2014, currently is a successful financial institution, which is actively supported by the national government.The central office of the bank located in the territory of Moscow.Branches are in different parts of the country, including in Rostov-on-Don and Orel, Ryazan and Murmansk, Tver and Saratov, and in many other localities.The authorized capital of the Institute is 2,375,139,760 rubles.
Back in history
«Bank Growth" appeared as far back as 1994 and was known at the time the bank "Kazan".In 2004, the legal form of a financial institution was changed from LLC to JSC.In 2013, through the merger of the banks "Growth" and "Kazan" was formed financial institution known today as the "Bank of growth."On account of the credit institution today has about 40,000 individuals and 3,000 legal.The number of people who have chosen as a partner institution, systematically increases.Credit and financial institutions operating under a general license of the Central Bank of the Russian Federation, with the possession of the right to open branches in the country and abroad.
Financial policies and priorities of the institution
of "growth of the bank" (the problem in 2014, unfortunately, was very serious) throughout the history of its existence, as the main priority of clients' interests always chose.This financial institution one of the first on the market to offer our partners the best banking products and innovations.The course was taken for a long cooperation with every customer.
strategy of development of the organization is different rigid conservatism.We work exclusively in the real economy.Service Bank is in constant dynamics, as technology upgraded and improved.The financial institution is active credit policy, consistently and steadily increasing its portfolio.
reliable partner
«growth of the bank" Rostov-on-Don, as well as offices in Moscow and St. Petersburg, is a party to systems REUTERS and SWIFT.This makes it possible to provide clients with services of international transfers, demonstrates the reliability of the company.Key financial institution partners - is of "Uralsib" and OJSC "Rosbank".The Bank maintains correspondent relations with foreign institutions such as:
- Deutsche Bank Trust Company Americas in America.
- Deutsche Bank AG in Germany.
- Commerzbank AG in Germany.
- VTB BANK in Denmark.
- AG in Germany.
JSC "Bank of GROWTH" is included in the Moscow International Currency Association and Association of Russian Banks is a member of international payment systems Visa International and MasterCard International, is involved in trading on the Moscow currency exchange and MICEX.
What happened in 2014?
ideal history of the bank is not always evolved smoothly and quietly.More recently, there was a real scandal, which, fortunately, with minor losses was able to cope, "the bank's growth."Problems with the Central Bank began when in 2014 there were introduction of a limit on the issuance of deposit.The financial institution pays its depositors no more than 30 thousand a month.People walked every day in the office to pick up their savings.
situation has attracted the attention of the Central Bank of the Russian Federation and due to the fact that "the growth of the bank" Rostov-on-Don has fallen sharply in the ranking of the international agency Standard & amp;Poors, and not at multiple positions, and to the level of pre-default state.DIA has appointed a financial institution in the controller, which in the course of assessment of the situation has revealed facts of illegal lending, which led to a very serious problem.
What was the premise of the problems in 2014?
In addition to the "Bank ROST" liquidity problems in 2014 had a very sharp parallel to the present decline in assets and illegal lending, which had the ratio to one of the shareholders.According to experts, a financial institution engaged in an active breeding assets side through fictitious loans to one of the owners.
It is reported that one of the shareholders, namely Oleg Karchev, practiced "curve import" of his own company Merlon, vigorously applying the scheme lending to-night.According to preliminary estimates, the amount of unpaid customs payments and taxes measured in billions of rubles.Missing assets became a black stain on the reputation of "growth of the bank" Rostov-on-Don, Moscow and branches in other parts of the country.Shortage of assets in the amount of 10 billion rubles to jeopardize not only the institutions but also banks obnalnogo type of his group: JSC "Tveruniversalbank" and OJSC "SKA-Bank", JSC "Cedar" and JSC "BaykalInvestBank."
Who culprit?
Almost officially culprit collapse of the financial system was named Alexei Korneshov.Shareholders of JSC "ROST Bank" issues initiated its fraud schemes.About his father, who was previously head of the Moscow State Technical University, and most of it has been repeatedly mentioned in the national media, including the government, as the people, not just depleting financial institutions, but also put at risk the entire financial system of the state.Shareholders of JSC "Bank's growth," the problem which came with an ulterior motive, was previously co-owner of "Sibekonombanka" deprived of his license due to various kinds of violations in 2007, and a shareholder of the bank "CFT", also from 2013, is not licensed.
Despite rumors reorganization took
After the introduction of "growth of the bank" Rostov-on-Don and other cities in the department of the interim administration began actively talking about sanitation.Reports of liquidation of a financial institution to appear in the media.According to the latter, rehabilitation will be subject to all the Group banks: JSC "AKKOBANK" and JSC "Tveruniversalbank", OJSC "SKA-Bank" and JSC "Cedar", JSC "BaykalInvestBank."
At the conference, a representative of "growth of the bank," the problem in detail to paint did not, but only said that no reorganization will not.The Bank maintains a fruitful collaboration with the Central Bank and is considering active measures for self-improvement.In addition, information was provided that "growth of the bank" problems in 2014 will tackle hard, first and foremost, in order to fulfill all obligations to customers, the total amount of deposits that on November 1, 2014 was about 40 billion rubles.Despite the statement by the representative of the financial institution, has begun rehabilitation and strict adherence to the plan of restoring liquidity.Today, the financial institution again flourishing, and already in 2017 it is planned to bring "growth of the bank" Rostov-on-Don and branches in other cities to a higher level.
As bank customers suffered during the problems in Rostov-on-Don?
At the time the Central Bank suffered problems with customers not only the Moscow branch, but all branches.For example, people in cooperation with JSC "ROST Bank" in Rostov-on-Don, had no opportunity to make money transfers.All settlement operations were suspended.I could not even handle incoming payments.It is obvious that a withdrawal and speech could not be.JSC "Bank's growth" in Rostov-on-Don, however, like other branches, remained in limbo until a decision the regulator and the interim administration.Customers do not even know whether they will ever recover their deposits.People could not even withdraw money from payroll cards and could not get my hands on remittances from abroad.Almost all the services of a financial institution were blocked.Nobody gave any forecasts.Fortunately, sanitation establishments engaged in certain conditions, "Bean Bank", which, in accordance with the rehabilitation plan of the bank, will absorb it in 2020."ROST Bank" is not experiencing problems, consistently trying to pay all of their depositors their savings.
Implementation of rehabilitation
As mentioned above, the rehabilitation of the financial institution has been entrusted with "bean pot."He will be responsible for 5 banks group mentioned above.It must ensure not only the elimination of difficulties, but also the further development of "growth of the bank."
plan to eliminate the problems with funding in the amount of 35.9 billion rubles.Of this amount, 18.4 billion will be provided under 0.51% per annum for 10 years.Another 17.5 billion issued under the 6.01% per annum for six years."ROST Bank" is committed to solve their problems, not only at the expense of refinancing, but also through the complete restructuring pravlencheskogo apparatus.All actions will be strictly controlled by the Commission of the Central Bank.Hard framework for banking - a requirement for rehabilitation.We can say that "growth of the bank," the problem with the Central Bank decided to almost completely, now it is necessary to justify the confidence reposed in him.
