Have you contact the insurance company for payment of insurance compensation and faced with a situation where the insurer is trying all possible ways to tighten payment, feeding at the same promises?
Motor Insurance in the Russian Federation is a sphere fairly new.A few years ago, insurance was for the Russian motorist, something new, confusing.
It happened in Russia, that insurance companies often delay the timing of payments of insurance compensation.This happens for various reasons: the insurer's financial distress;documents provided by the insurer is not sufficient to demonstrate the circumstances of the insured event;delay the assessment in a third party;the insurance company and the service station for a long time can not agree on the cost of repair, etc.However, what is still to do, if the expectation of the payment has been going on long enough, and oremontirovat your personal car is necessary as soon as possible?
To begin, open the rules or CASCO insurance, and to find in them the period during which the insurer must make vyplatu.Esli you own is impossible to understand the rules of insurance, you can seek help from a specialist United Center security.
With minor delays (1-2 weeks), you can wait.It is possible that the delay is due to the mess in the department of payment or bureaucratic.
To start active operations stands at delays in the payment of more than a month.Otherwise, the insurer can continue to feed the "promises" to infinity.
to impact on the insurance company, you have to write a pre-trial complaint to the director of the company, which describes the details of your treatment to the insurance company and ask them to explain the cause of the insurer delays in payments.Also in the claim shall be required to make payment and provide to the insurance company gave an answer in writing.
pretrial claim you can bring yourself to the insurance company where the reception director to file a claim through the Secretary to the obligatory mark of its adoption.You can also send pre-trial claim to the insurance company by registered letter with acknowledgment of receipt.A copy of the pre-trial claims can be sent to FSIS (Federal Service for Insurance Supervision) and RSA (Russian Union of Insurers), if the delay is due to insurance payments.
In cases where the insurer does not respond to the claim, or sends a written refusal to your claim, it is worth to go to court and a court to seek insurance reimbursement.In addition to the insurance compensation through the courts can be collected from the insurance company's interest for delayed payment.
