2012 revealed that bank customers are increasingly willing to get the most affordable product.Such are the credit cards.If the client suddenly need a certain amount of money, he will not have to go to a financial institution, to spend precious time waiting.He can just walk up to the ATM and get money.What are the most profitable credit cards in 2012?Are they the most easy to use?Where offer the best credit card?This article describes the proposal of the most popular banks.
Favorable credit card.Are they profitable customers?
Due to the high level of competition, many financial institutions have to offer clients more loyal to the conditions for granting loans.The bet is made on credit cards.They can serve not only as source of funds.Credit Card, you can safely pay for goods or services in shops, with the corresponding terminal.
Offer Sberbank
This institution provides credit cards, the interest rate of about 24% per annum.The maximum amount that may be provided by the customer - two hundred thousand.A nice feature is the presence of "free period".This is the number of days during which the use of funds for non-interest bearing.It is 50 days (calendar).Perform the completion of a credit card in several ways.The first - the transfer of money from the debit account.This can be done through the terminal, online banking or even a cell phone.The second option - the introduction of cash at the terminal or intended for this purpose ATM.The third way - is the transfer of money from an account in another banking institution.
Offer of Bank of Moscow
To answer the question of where to provide the most favorable credit cards, consider another financial institution.The Bank of Moscow offers the same options for a credit card, but with one difference.It consists in granting a loan in different currencies (the ruble, the dollar or the euro).This banking product has a higher interest rate, which is 26%.However, the maximum amount - three hundred and fifty thousand."Interest-free corridor" is also within fifty days.Features are similar to debt repayment.
Offer VTB24
This institution offers such banking product as "My conditions» Master Card.The grace period in this case is similar to the two previous versions, the interest rate is 25%.Apart from the above ways to recharge is another: the possibility of a refund through a dedicated network CONTACT.To assess where the most favorable offer credit cards, it is important to note that VTB24 returns 5% of the purchases made with the help of the product in question, including works on the Internet.
proposal Alfa Bank
This offer is characterized by a limited amount (up to 90,000 rubles).However, the size of the annual rate varies between 19-29%.A credit card can be issued to both the ruble and the dollar.The owners of the product available to the shares, as well as all sorts of affiliate programs.
It is worth noting that in order to answer the question of where to provide the most favorable credit cards, it is important to take into account the different features.For example, some agencies are focused on specific customers.For example, those who spend a lot of time in flight.
