Today lending to individuals is the most popular and profitable banking products.Terms of the loan at most banks is very affordable and available to a wide range of potential borrowers.
Credit - is a very effective monetary instrument, which at the correct use, can achieve tangible goals.
General requirements of banks to borrowers standardized and transparent.As a rule, this is a positive credit history, the existence of assets and employment.In what bank you would not apply for a loan, you will be asked to provide one or other documents that confirm that you have the permanent job for at least 6 months.
As for wages, the banks are repelled from the amount of the loan.As a general rule, the monthly payments on the loan should not exceed 40-50% of your salary.This includes your current expenses for food, transportation, utilities and more.Banking analysts expect the data in their formulas.
main question asked by most borrowers - like to take the credit if the official or "white" wages are low?What to do in order to approve a loan if I am unemployed?At the last place I worked less than six months - what to do?
These and other questions have one answer - to appeal to the service for the preparation of documents for the loan and the actual purchase documents for the loan.But before we look at the operation of such services and the benefits of cooperation with them, let's answer for yourself one question.The real question is whether we are financially ready for servicing the loan.Get a loan, ordering documents with data that will not succumb banks is not a problem, but whether the borrower on time and in full to make monthly mortgage payments and will not it be a loan in the "debt trap".
If we are responsible for ourselves on the above questions, that's all right, you can safely proceed to the stage of documentary training.
essence of the service of documents preparation is as follows: the borrower goes to a company that manufactures and income certificates and documents confirming his career.This package may include, depending on the client's needs, but rather on the requirements of the bank documents such as income statement 2-PIT, income statement on the letterhead of the employer, income statement in the form of the bank, employment contract,copy of employment record, certified by the employer, a copy of the order on employment.
As you can see, buy a package of documents for a loan not so difficult.You can buy a certificate 2-PIT and safely leave it to the bank.The stumbling block is usually becomes a contact phone number listed in the documents.As practice shows, the majority of services offers so-called "telephone confirmation" with the documents, however, experts independent analytical resources do not recommend using this service.As you can imagine, these companies simply can not cover all the regions of the Russian phone numbers.As a rule, they indicate a nonexistent phone when you call to which, at best, no one will answer.This reduces the chances of getting a loan to almost "zero".The best solution in this case is the confirmation from your side, in other words, you get your own SIM-card with a city number and handed it to his friend asking you to confirm when you call it your job in the company, which is listed in the documents as your employer.This point should be discussed at the stage of harmonization of service parameters of the order.
One of the largest services docs4you.ru (legal entity LLC "Mezhregionservis") has taken this practice as a basis.
As for pricing, you can conduct your own investigation of the market for the best price, but by looking at dozens of sites, you can be sure that prices for these services are about the same at all.However, it is worth noting that most of the sites belong to the same owner, so that you will be forced to order from him, and this is a very limits you as a customer in choosing a service provider.Unfortunately, that part of the site in question is no more than a fraudulent traps.Firstly these sites collect your personal data for the purpose of resale, and secondly, after the payment of their services, you probably do not get answers to their questions, in fact as well as the ordered services.
Against the background of the research there are several suppliers of quality and legal documents to obtain credit or employment.One of them is the service, located on the Internet at http://docs4you.ru/
about good service can be measured by positive feedback, that in respect of this company enough.
In any case, no matter what service you choose as the manufacturer's documentation for the loan, we wish you a successful cooperation and a successful loan approval.
And most importantly - do not pay in advance for no service.Nowadays, quite simply lose their money out of naivety or lack of awareness.If you are offered to start working only after receiving an advance payment - boldly refuse, most likely, it fraudsters.
consider reliable payment scheme as an example of service docs4you.ru
The company is offering to pay for their services after the production of documents and provide you with photo report.In fact, you get the picture finished documents, check the data set forth in them, and only then make the payment.This is the best way to collaborate, eliminates fraud by the producer and increases your chance to take the credit.
Good luck!
