If you have a need to make any payment by bank card without cashing funds available there, then you will need its details.Many people think that all the necessary information can be found at the front or back side, but it is not.Important data is contained in an envelope in which you received your bank card.That is why it is desirable to keep it.
Useful terminology
Before you deal with the transfer of funds, you have to know what the BIC Sberbank.So called bank identification code, which is mandatory requisite of any credit institution.Only on this number, you can determine where a particular bank branch.Without it, it is impossible to make non-cash payments.
Assigning numbers BIC happens for a procedure, which was approved by the Central Bank of the Russian Federation.This code has a clear structure, which allows the identification of every bank and its territorial affiliation.All rooms are collected in special reference books, which are updated as often as once a month.In addition, the bank identified by BIC everyone can chat on the website of the Central Bank, which contains all the codes.
necessary details
If you try to make a cashless payment using a credit card you need information on how to find the BIC Sberbank.This code can be found in the envelope with the documents attached to the card.But if you do it not been preserved, there is no need to panic.There are other ways to determine this number.For example, you can call the hotline support service to the number 8 800 555 5550 and contact with the employee.It can help find the information you need, however, be prepared to answer a security question.Do not be afraid of this, the data of which you are asked, you are pointed in completing the documents.Typically, this is the question of the mother's maiden name or a nickname beloved pet.
Another way to find out what BIC Sberbank, is e-mail.You can send the appropriate request to the office and wait for a response.However, much faster it will pay a visit to the nearest branch.Employees required to help you to find out this information.
But if you have the Internet, the problem disappears by itself.Using it is easy enough to figure out what the BIC Sberbank, for this you just need to visit the official website of the credit institution.By the way, there you can find out the number.
How do you know the BIC through internet banking
If you want to learn the code of the bank branch, without leaving the house, for this you will need to visit the official website of the Savings Bank.There you will see the choice of the region and required you to branches or ATMs.Find your desired branch office you can enter the address in the appropriate field, or by selecting it on the map.Point to your desired office, you can click "More" and learn all the necessary information.They pointed out not only the BIC branches, correspondent account, but also the mode of operation, the list of services, even contact numbers.
selecting certain street, you can see a list of the nearest branch.But it's worth noting that the identification number of them all is the same.
structure and decoding BIC
Many people think that different branches of one bank codes must be different.But those who understand what the BIC (the Savings Bank or any other bank) and how it is formed, know that it is not so.
Thus, the identification code consists of nine digits.Thus the first two represent the bank's affiliation particular country.Russia has the code 04, so absolutely all the banks that are registered in the Russian Federation, it will begin with those numbers.The next pair is territorial affiliation.For example, the banks of the Moscow region the first four digits - 0446, at the offices of Moscow - 0445, St. Petersburg - 0440.
reviewing the code further, you can see exactly what kind of bank in question.For example, the capital of the Savings Bank of Russia, the first six digits of the BIC will look like this: 044525. To identify suitable options for all between 00 and 99. It is at number 25, Sberbank is included in the settlement network of the Central Bank.
last three digits of the code - a symbol of business financial structure, in which customers can open accounts.They can be from 050 to 999. But note, they must necessarily coincide with the last three digits of the correspondent account.
For example, if you know that BIC Savings Bank - 044 525 225, you can understand that we are talking about some of the Moscow branch of the credit institution.
In some cases it is necessary to know the identification number of the bank
Typically, information about the code of each individual's financial structure is necessary only for non-cash payments.For example, if you try to transfer money from one bank to another, you will need to specify this particular number.If you transfer the money, then ask your correspondent in the details of payment indicate the BIC, because of the account number and the bank's name will not be enough.If the translation is to you, then that is the BIC of the Savings Bank, and where to learn, we have just been told.
