Many people are faced with the need to take the credit.In order not to be in a difficult situation, it should be with extreme caution in choosing a bank.In this regard, the question arises of what the most reliable bank.Respond to him to help the rating of Russian banks according to the size of their capital.
What is the rating of reliability?
Today there are many rating agencies that conduct research and find out the different factors: the level of profit organizations, financial stability, the volume of loans, the number of loans.The main indicator for investors and businessmen is the value of assets.Based on this factor creates the so-called ranking of Russian banks by assets or reliability.Watching deviation values, you can see how often people turn to one or another bank, what is the level of confidence in him.Organizations that hold high positions, worked for many years.Most often they are supported by the state.
Ten most creditworthy Russian banks
As of February 1, 2014 tops the ranking of Russian banks, Sberbank of Russia
.Its value assets amounted to 16,707 billion rubles.In second place is Gazprombank, the capital of which is approximately equal to 3663 billion rubles.This is followed by VTB-24, owns 2,069 billion rubles.Fourth place went to the Agricultural Bank, increasing its funds to 1.741 trillion. This is followed by the Bank of Moscow (savings equal to 1.64 trillion rubles).The next position is Alfa-Bank, followed by the Nomos-Bank.On the eighth place is Unicredit, followed by the PSB.Rounding out the rating of Russian banks in terms of reliability (tenth place) Raiffeisenbank with the size of savings 702.3 billion rubles.
next twenty places
In eleventh place is Rosbank, followed by the "St. Petersburg".Thirteenth place is Moscow Credit Bank.Fourteenth position belongs to the Bank of Russia, and the next - Ak Bars.Sixteenth line of the rating belongs to Uralsib, followed by many well-known Russian Standard.Eighteenth took the Khanty-Mansiysk Bank.Even fewer assets in the Home Credit and Finance.Twentieth place belongs Svyaz-Bank (fixed assets equal to 316 980 000 000 rubles).
On 21 location is Citibank, followed by MDM, Nordea Bank, Globex.25 position is Zenith, followed Petrocommerce.Next - Orient Express, BIN, ING (Eurasia).30 place belongs to Bank Vozrozhdenie.
Reviews borrowers of some banks
Even knowing the rating of Russian banks according to different criteria, you can be disappointed in the selection.According to customer reviews, the best credit terms and convenient interest rates provide the following banks:
- Sberbank;
- Orient Express;
- VTB 24;
- Gazprombank;
- Bank of Moscow;
- Alfa-Bank;
- Trust.
However, there are organizations which attract a low percentage of people for the credit and the contract offer quite unfavorable.Therefore, we received negative reviews from customers following banks:
- Russian Standard;
- Renaissance Credit;
- Tinkoff Credit Systems.
Knowing the rating of Russian banks and the testimonials of people can reduce the risk of being cheated or get into a desperate situation.
