complete package of services for individual and corporate clients, as well as generic products, and specially designed software provides to OJSC "Moscow Credit Bank."Customer feedback about it, which is always characterized the work of any institution, are diverse.However, this is normal, as it is not mistaken only one who does not operate.To begin with let characterization bank.
more than 20 years operates OJSC "Moscow Credit Bank."Reviews and ratings among the 100 largest private banks in Russia show that the ICD is in the top twenty in terms of equity, structure and terms of obligations to clients.
Territorial network ICD is located in Moscow and the Moscow region, only there are more than 70 branches.For the comfort of clients all units of the bank are open 7 days a week and have extended service schedule.
Services, which provides the ICD: household deposits, all types of lending, private pension funds and brokerage services.
Species deposits are not many, there are only four kinds:
- "+ Savings deposit" - opens in rubles, euros and US dollars.Annual rate will depend on the term of the deposit: the longer the term, the rate is higher.In rubles it ranges from 9.25% to 10.25% in the currency - from 2.5 to 3.5%.But if the contribution will be issued under the "ICD-Online", the interest rates will be higher.
- "Savings deposit" - opens in rubles and foreign currency is recharged, interest rates do not differ from the savings deposit.
- "Estimated contribution" - suggests debit transactions up to the amount that exceeds the minimum balance.The contribution allows you to increase your savings and at the same time to use part of their funds.
- "on demand" - a traditional deposit with possibility to replenish and spend money without limits on the amounts.
most interesting product of this bank loan - mortgage lending.And it is interesting that issued only one document - a passport of a citizen of Russia.Buy a house in Moscow and the Moscow area can, using this simplified system of registration of the mortgage.
Minimum amount - 700 thousand rubles, maximum - 7 million. Rubles, the initial fee starts at 30%.The maximum repayment period - 20 years.There is a possibility of early repayment.The interest rate is determined individually.It all depends on making an initial contribution of the order of repayment and the loan term.The minimum interest rate is only available for customers of the bank who have a payroll account or a positive credit history in JSC "Moscow Credit Bank."Reviews by the way, quite often relate to this particular point, as many are not fully understood, expect one interest rate, and get a completely different.
What are the conditions of the borrower offers a "Credit Bank of Moscow"?Problems can arise not only from the size of the interest rate.First, the property must be in Moscow or the Moscow region.Second, the employer is the customer should only be registered in Moscow or the Moscow region.
If you decide to take a car loan in the ICD, then check your employer must also be in Moscow or area.Your continued registration can be anywhere in Russia, except for the following regions: Dagestan, North Ossetia, Karachaevo-Cherkessia, Adygea, Chechnya, Kabardino-Balkaria, Stavropol and Krasnodar region.
And, of course, will not be superfluous to ask the opinion of customers, "Credit Bank of Moscow."Reviews will help you avoid some errors, save time and money.For example, the terminals do not accept ICD 5000th bill, and if you go to him in cash for the exchange of notes, you will have to pay a fee.
