credit card is a very useful tool for the services and easy way to get a loan.Let's look at how it is made and how to use it.
How to obtain the map of Sberbank and what are its advantages?
All credit cards Savings Bank of the opportunity to use the grace period, which lasts for 50 days, that is, in this period of time the interest on the money spent is not calculated.Also worth considering is a caveat.If the purchase was made some time after the receipt of the card, the grace period will decrease.Also, if the money were taken by cashing them through the ATM, then this benefit can not count on.
How to Sberbank's credit card?
Get a credit card is the right of any citizen of Russia at the age of 21 to 56 (women) and 51 (men) years.Exceptions are made only if the customer has a payroll card in the same bank.Be sure to check should be the bank's presence in the region.How to get a map of the Savings Bank, if there is no work experience?Nothing.Total work experience must be not less than one year within the last five years, with the last of the client must work at least six months.
How to get a map of the Savings Bank?What documents are needed?
application for credit card customers need to apply in person, directly to the office of the Savings Bank, and it is better to carry out through the office to his place of residence.You can also order a credit card over the Internet, but registration still have to visit the office.An exception can be made for you if you are an employee of the company, which is involved in the salary project of Sberbank.Then the credit card can not be issued in your "home" branch, and where served by your employer.
For registration is required the following documents:
- passport;
- reference 2-PIT the last six months;
- a copy of the work book, which must assure the employer;
- profile indicating personal data.
How long is the registration card?
formalized credit card can a few weeks.The Bank will engage in decision-making about three days.Although, if you list a salary to the card of Sberbank, the decision can be made on the same day.The result you will be the manager on the phone.Then, the map will be sent to the release, and it will bring to the department.This procedure lasts about two weeks.
Where and how to get a map of the Savings Bank?
card is issued in the bank branch, where she kept.Term of manufacturing of the instrument for the payment of minimum, within a day it will be possible to use the card.
What is required after receiving?
card must be activated at the ATM.To do this, insert the card, enter a PIN, which is given to you in a sealed envelope.It is then used for all transactions at the ATM.Also, in some cases, it requires the introduction of code during purchases in stores.
As updated map?
Deposit can be made via ATM, cash or online banking.Recharge card over the Internet is much cheaper, but it requires a debit card or special current account, with which you can transfer funds.
