In our country, developed a long-term plan for the successful development of the state pension system, designed for 17 years.It is expected that in 2013 he had to make.
Do you expect another increase to pensioners retired?
Under the new strategy, pension funds will be 40% of earnings for twenty years - provided that the seniority of the pensioner was at least forty years and there was a payment to him of insurance premiums to 20% of salary.Increase to pensions in 2012, this is expected.Note that the pension is for life, and 20% here - just the calculated value.By the end of the life of a person would be paid shall be fully honored.
Many excite talk about raising the retirement age, but this is just a rumor.Men, as before, will retire on reaching the age of sixty, and women - five years earlier.This person will be released later than the well-deserved rest, the greater would be the increase in their pension.The amount of pension will depend on the length of service: the greater length, the higher the pension.Accordingly, if a person does not run for forty years, his pension will be less than 40% of average earnings.That is, citizens themselves will decide when it is more profitable to retire.The pension model consists of three levels: 40% in this model is given to the state pension, 15% - a corporate pension plan, and 5% will be on a private pension that everyone can create their own at their own expense.The resulting pension level above 40% of the state - it just is precisely the increase in their pension, which is all that waiting.
Another burning question: what will happen to the pension working man, if it due to disability can not work?In this case, the rules are stored calculating pensions for disability.This also applies to pensions granted survivor.Below the subsistence level, such pension will be.When calculating the amount of old-age pension in the seniority will include maternity breaks for child care, maternity leave, and the period of military service.This also will be included and the period when the person was engaged in other activities, but only if at the time the Pension Fund paid premiums.
Despite the fact that the pension increase in 2012 did not take place in the insurance period includes the following periods of non-insurance: entitlement for sick leave;military service or any other service, equal to it;care for a child up to six years (generally not exceeding three years);participation in public works;entitlement to the employment service;unjustified detention;care for the disabled or the person who has reached the age of eighty;residence wives (husbands) of military-contractors, together with their spouses in areas where they have not been able to get a job, but a total of not more than five years;residence abroad husbands and wives of the diplomatic staff - just as no more than five years.But in all these cases, it should be noted that the above-mentioned periods are counted in seniority only if, before and after you have worked and paid funds to the Pension Fund.
Another burning question - what will happen to working pensioners?Will they, as before, the pension paid?National Plan of successful development of the pension system in the Russian Federation are expected to be.But the increase in their pension working pensioners did not expect.On the contrary, it is planned to limit the payment of a pension or part thereof, if the salary is higher than the average working pensioner.Undoubtedly, it encouraged by the fact that all of us have already started pension savings will be fully paid, taking into account investment income at retirement and her appointment.Pension savings will be paid as a funded pension or as a lump sum.
