Often it is difficult to admit, but the lives of most people consists of a vicious circle: the house - transport - work.From morning to night, our heads are busy thinking about money, but about pressing issues like train family to his mother on the weekends, or choosing a gift for a holiday svёkru.So sometimes for working days wound that in rare moments of leisure have neither the strength nor the desire to think about the main thing - how to protect the hard-earned money.
And in vain!Because if meticulously calculate how much money per year is irretrievably lost, then our eyes will appear pretty depressing picture.A year with each delayed contact turns to dust amount from 15% to 20%.Where the money disappear?Their inflation eats!
Never mind that there is inflation in the economy is not bad more.The fact that the official figures inflation in any country are derived from the statistics and the real picture is not reflected.When officially declared a year of 6-9%, the real rate of inflation of almost all post-Soviet states in the range of 15-20%.That, of course, hits the pocket of every person and causes serious thought, "How can I save my money?"
Meanwhile, the secret of saving funds is surprisingly easy and does not require your application any time-consuming and tedious effort.
basic ways to save funds for a surprise three:
1) Purchase of foreign currency.
in the world quite a lot of developed countries with strong economies and stable financial results.Currencies of countries also called hard and convertible.By purchasing such currency, you invest your capital in the economy is stable developing countries, funds are protected against inflation.
2) Opening a bank deposit.
naive to argue those who think that a bank deposit is fully protect against inflation.Rather, it mitigates the loss, offsetting part of the combustible agents.Due to the payment of interest on the deposit, which is now in the range of 6-9%, you're a little to recoup their losing positions.That, in any case, is much better than nothing.
3) Purchase of precious metals.
most effective way out of the three shown here.Investing in precious metals is characterized by its simplicity and high reliability.Unlike any whatsoever banknotes, precious metals, "as necessary" will not print, and therefore the price for them from year to year will only grow.Buying silver, gold, palladium and platinum can not be afraid of natural, economic and political upheavals, particularly high in this effect is achieved by investing in precious metals for a period of 2-3 years.
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