Credit Card is a plastic card, which is provided by banks to the customer under the terms of the loan agreement.It is used for operations, which use the funds of the bank.Today it is the most convenient option for payment or store their money.One of the most popular in Russia, is a map of Tinkoff.User reviews show that it has a number of positive qualities.For example, a grace period lasts 55 days.This means that its owner during this period enjoyed card without interest.In more plain language, if you pay via credit card of any product and within the aforementioned period to repay the debt, the bank interest on the loan is not calculated.
There is another plus, which has a map of Tinkoff.Reviews indicate that the bank provided funds may reach 300,000 rubles.In addition, it is possible to carry out repayment of the loan on the entire territory of Russia without commission.As for the minimum payment, it does not exceed 6 per cent of the debt.This is considerably less than, for example, in the bank "The Messenger Bank" where the minimum amount of repayment is not dependent on the amount of debt, and has a fixed rate.
Service card in the first year is free of charge.In the following years will be charged a fee of 590 rubles.
Interest for removing the amount of money depends on the tariff plan, according to which formalized a particular map Tinkoff.Reviews show that they are not very different from the interest of other banks in the commission of such an operation and is 3% + 290 rubles.As can be seen from the above, to remove small amounts profitable.If the purchase is made by bank transfer, then these percentages are not removed.
application form to receive it, you can leave on the official website of the bank.Issuing cards is a little different from similar processes in other similar institutions.Thus, in case of approval of your application, it is delivered by courier to the house.It signed a contract and receive a card Tinkoff.Reviews show that in deciding the Bank pays special attention to credit history.If there is at least some notes to your candidacy, the chances of getting the card is significantly reduced.
Tinkoff Bank provides several types of credit cards: Tinkoff Platinum Tinkoff Classmates and gold credit card "World of Books".The first card, which was released in 2007, became the Tinkoff Platinum card.Reviews show that its main excellence is sufficiently large credit limit, and 24.9% per annum, which is much less than in other banks.This rate applies to all purchases carried out by non-cash.The period of validity of the card is 3 years, and then it is extended, as the loan period is not limited.
reviews Tinkoff map shows that almost all of them are satisfied with the holders of banking products.It is an indispensable tool in the event of financial difficulties.Plus - Express, which does not require a certificate confirming the information on income.
